Providing optimal products and solutions for your payment needs.
You want to increase sales and your online customers want to securely pay with the leading credit and debit card types. We help simplify and secure the transaction process and make integration seamless.
Our terminal options let you accept credit or debit card payments in the store or on the go. As an industry leader, you can count on us to offer the latest technology, strong security, exceptional uptime and 24/7 customer support. Let our knowledgeable staff assist you with selecting the right solution for your business.
Keeping up with the latest advancements in technology is no easy feat, but with J.P. Morgan as your partner, you don't have to. We offer a full spectrum of connectivity options to support your card processing needs.
Supporting transactions from authorization and settlement.
You don't want to turn away customers because you can't support their preferred payment methods. With J.P. Morgan, you get access to a range of payment methods allowing your consumers to pay through the most popular methods available.
Payment acceptance can be complex and costly. Fee increases, inflexible rules and regulations, and fragmented payment structures can make it difficult to predict and manage operational costs over time. ChaseNet, our closed-loop payment processing platform makes transaction fees more transparent and predictable.
ChaseNet streamlines the payment process with a single rate for U.S. Chase-issued Visa credit and debit card transactions, eliminating the need for separate communications with the acquirer, payment network and card issuer. ChaseNet’s single Merchant Discount Rate replaces separate interchange rates, payment brand and acquirer fees for each product type.1
With a simpler model, your benefits include:
1 Assumes transactions running over ChaseNet. ChaseNet fees will apply. Your ChaseNet rates are inclusive of assessments and other payment brands’ fees. Subject to credit approval and an executed Processing Agreement by client.
2 In pilot today
International payments let you extend your reach and grow your business. With J.P. Morgan, you can conquer currency confusion by processing payments in more than 130 currencies. In addition to the United States and Canada, we provide international payment solutions for clients domiciled in over 22 European countries.
Increase operational efficiencies with our enhanced services capabilities. Reduce the need for manual processes, while improving your security and your customer's experience.
Helping to protect against breaches and combatting fraud.
No matter what your business, these days payment fraud is a factor. So how do you retain legitimate sales while preventing fraudulent transactions? Using fraud prevention strategies can help save both your reputation and your bottom line.
Our fraud solutions fully integrate with your payment processing, providing greater visibility into sophisticated fraud patterns. Advanced capabilities include proxy piercing and geolocation, which can pinpoint a transaction's origin in real time, and dynamic order linking, which can analyze orders for fraudulent characteristics.
Our fraud solutions can help your business minimize lost sales and the associated costs of combating fraud – including time-consuming manual transaction analysis.
Encryption can be a cost-effective solution for your data security and Payment Card Industry (PCI) compliance needs. It encrypts and protects your customer card data at the moment a card is swiped or card number is captured in a format that works with your existing POS system.
Vulnerable card data is not stored on your network – providing true security and peace of mind. If a breach does occur, encrypted payment data is of no use to identity thieves. The entire process is seamless and invisible to your customers who use their cards to pay for goods and services.
Page encryption may help you reduce the burden of managing cardholder data security. It securely captures data in your customer's browser, so that it doesn't enter your network.
Page encryption often requires minimal modifications to your existing software and databases prior to deployment. In addition, rather than sending purchasers to a third-party site for encryption, our solution enables you to maintain control of your brand throughout the purchasing experience.
Protect your customer's payment data. Tokenization replaces your customer's payment account data with a token (a value that cannot be converted back to card or account information within your network). The token functions within your internal systems just as the actual card number would. Unlike other tokenization solutions on the market today, our tokenization service removes your responsibility for maintaining the token database, since we manage it for you.
This means that you can:
Insights to optimize and understand your business.
Receive web-based access to the information your business needs. Get quick access to your transaction data, advanced web-based reporting, an online chargeback management interface and optional fraud management tools. Use the data to manage your bottom line and make more informed decisions about your payments processing now and in the future.
Have constant access to your financial and transaction data, and up to six months of historical information available at any time. Our advanced transaction history search capabilities help you quickly obtain the detailed information you need to manage your business.
Reduce the time and effort it takes to respond to chargebacks and retrieval requests with our online chargeback management system. We post all chargebacks and retrieval requests to your interface, which lets you accept or reject chargebacks, upload supporting documents or assign cases to your chargeback analysts. Plus, you can track the status of all chargebacks and measure the efficiency of your chargeback processes and personnel.
This tool is available via our online reporting suites, and is accessible 24 hours-a-day. Our online reporting and chargeback management tools are browser-based, so all you need to get started is a computer, a browser such as Internet Explorer, an Internet connection, scanner and a valid email address.
Securely manage online, telephone, or mail order payments with Orbital® Virtual Terminal. That includes card authorizations, settlements or refunds.
Online POS Terminal uses a PIN pad to process EMV payments from your PC or laptop.
Paymentech Online allows multi-channel and large e-commerce merchants to manage their account online.
Resource Online allows small businesses and larger retail and card-present merchants to manage their account online.
This self service portal makes it quick and easy to integrate your applications with J.P. Morgan APIs and SDKs. Start your build and test it in the Developer Center.
1© 2017 JCB International Credit Card Co., Ltd.
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Some J.P. Morgan products and services may not be available in certain regions. Please consult your J.P. Morgan representative to learn more about the products and services available to you.