Liquidity & Investments


To enhance the return on their overall cash portfolios and more effectively manage risk, financial managers and treasurers are seeing more of a need to break down the portfolio into its various cash components: operating, reserve and strategic cash. J.P. Morgan offers investors in and outside the U.S. a full array of investment options that can be matched to different types of cash.

How you benefit:

  • Ability to invest in multiple ways - automatically and directly.
  • Access to a full complement of short-term instruments to suit a variety of investment policies and risk appetites.

Investment Channels:
Automated investment sweeps: Earn returns on excess balances, and have funds available next day, through intraday and end-of-day sweeps. J.P. Morgan offers the widest array of end-of-sweep investments, and is the only provider of a combined intraday and end-of-day sweep solution.

Direct placement: Initiate investments online through J.P. Morgan ACCESS, by phone or by fax.

Investment Options:
Options include investments on the balance sheet of J.P. Morgan; money market mutual funds from J.P. Morgan Asset Management; fixed income securities from J.P. Morgan Securities LLC; as well as money market mutual funds and time deposits from third-party providers.

Solutions tailored to your needs:
Our services are designed to meet your liquidity and yield requirements and optimize each component of your cash portfolio.
Solutions tailored to your needs


An investment in a money market fund is not insured or guaranteed by the FDIC or any other government agency. Although money market funds strive to preserve the value of the investment at $1.00 per share, it is possible to lose money by investing in a money market fund.

Call 1-800-766-7722 for a fund prospectus. You can also visit us online at Investors should carefully consider the investment objectives and risk as well as charges and expenses of the mutual fund before investing. The prospectus contains this and other information about the mutual fund. Read the prospectus carefully before investing.

J.P. Morgan Funds are distributed by J.P. Morgan Distribution Services, Inc., which is a subsidiary of JPMorgan Chase & Co. Affiliates of JPMorgan Chase & Co. receive fees for providing various services to the funds. Securities may be provided by J.P. Morgan Institutional Investments, Inc., member NASD/SIPC.

Fixed income securities products are not FDIC-insured, are not deposits of or guaranteed by JPMorgan Chase Bank, N.A., or any affiliates, and are subject to investment risks, including the possible loss of the principal amount invested. Fixed income products are offered through J.P. Morgan Securities LLC (“JPMS”), member NYSE, SIPC, a separately incorporated subsidiary of JPMorgan Chase & Co. and an affiliate of JPMorgan Chase Bank, N.A. JPMS and/or its affiliates may hold a position or act as market maker in the financial instruments mentioned herein (or related instruments) and may also act as underwriter, placement agent, advisor or lender to an issuer of such financial instruments. JPMS and/or its affiliates may participate or be financially interested in a primary or secondary distribution in the instruments (or related instruments) purchased by you. Additional information is available upon request.

Asset management services are provided by J.P. Morgan Asset Management, which is the marketing name for the asset management business of JPMorgan Chase & Co. and its affiliates worldwide.


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