NOTE TO INVESTORS: On December 17, 2014, we received a letter from Xerox Education Services, Inc. (XES) informing us that XES had failed to properly make certain financial adjustments for some FFELP student loan accounts it services for its FFELP loan servicing customers. Some of the loans in the trusts and certain of the reports on this web site were affected by XES’s errors. On September 4, 2015, XES informed us that the Department of Education and the Consumer Financial Protection Bureau approved a remediation plan to address the outstanding servicing issues. XES has informed us that as of November 30, 2016 any effected loans have been remediated. We make no representations about and accept no responsibility for the accuracy or completeness of XES’s disclosures.