Chase Direct Deposit Card

Chase is proud to offer the Chase Direct Deposit Card – a debit card product for recipients of federal benefits and payments, including Social Security payments.

Benefits of the Chase Direct Deposit Card include:

  • Immediate access to your funds that is convenient and safe
  • No credit check or bank account needed to qualify
  • Protection against lost or stolen cards, or unauthorized purchases
  • No check-cashing fees
  • Card access anywhere MasterCard® or Visa® debit cards are accepted
  • Ability to pay bills and make purchases in-person, over the phone or online
  • Access to cash from ATMs and teller withdrawals, with more than 45,000 surcharge-free ATMs
  • Online tracking of balances, purchases, withdrawals and deposits to help manage your money
  • Ability to load additional income onto your card as needed
  • Secondary cards available for spouses or other familiy members
  • Ability to transfer funds to family and friends living abroad
Chase Direct Deposit Card Domestic Pricing
Transaction Type Fees

First Automated Teller Machine (ATM) Withdrawal Per Deposit1 – Domestic


ATM Withdrawal – Domestic


ATM Withdrawal – International


ATM Withdrawal – On Us2


Over the Counter (OTC) or Teller Withdrawal


ATM Balance Inquiry


Unlimited Point of Sale Access (POS) at All MasterCard® or Visa® Debit Card Retail Locations (as appropriate)


Declined Point-of-Sale (POS)


Declined ATM Withdrawal


Card Replacement (first per calendar year)


Card Replacement (after first per calendar year)


Rush Card Replacement (including card)


Inactivity Charge (after 90 consecutive days of no cardholder activity)


Optional Paper Statement (each month)


Account Maintenance (each month)


Foreign Exchange Fee (for all international ATM withdrawals or POS transactions)


Check Issuance (at account closure)


J.P. Morgan Online Bill Payment (per transaction)


1 Valid until end of calendar month following deposit; cardholder still obligated for foreign ATM surcharges, if any.

2 ATM owned by J.P. Morgan or Allpoint (if appropriate).

JPMorgan Chase Bank, N.A. Member FDIC
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