In the July edition of CDHC Solutions™ magazine David Josephs, a founding member of JPMorgan Chase's Healthcare Solutions group, describes how consumer-directed health care (CDHC) programs coupled with health savings accounts (HSAs) offer employers and their employees' access to new financial management structures to address health care expenses.
More»Corporates will benefit from SEPA when the standards are implemented in 2008, but the advantages will only be realised if corporates move towards becoming SEPA compliant and start looking at the ways in which they will be able to take advantage of the SEPA Schemes. What should they be aware of as Europe moves towards SEPA and what should they be doing now?
For much of the past ten years, a key philosophy underlying developments in the trade finance world has been that of "dematerialization". Advances in communications technology and a related re-examination of the role played by financial service providers in the trade sphere have led to wide acceptance that the future direction of the business would be predicated upon the ability of firms to drastically reduce the amount of paper documents used in their day-to-day servicing and financing activities.
Since foreign earnings repatriation legislation under the American Jobs Creation Act (AJCA) took effect on October 22, 2004, many companies have begun the repatriation planning process. The act includes a temporary tax provision allowing U.S. companies to repatriate accumulated foreign earnings currently outside of the U.S. as a cash dividend at a tax rate reduced by 85%. The opportunity's limited time window intensifies the treasury-related challenges of achieving repatriation efficiently with maximum benefit. Like global treasury management, an end-to-end approach that integrates the component parts of the process will be key to success.
As U.S.-based companies do more import/export business internationally, they need integrated solutions that address a broad spectrum of needs and desires, from cash management and compliance to traditional trade finance and logistics. Answer this self-assessment questionnaire to find out if you're using all the best tools and processes the industry can offer.
The challenge of achieving 2005 objectives is top of mind as second quarter fast approaches. How can you wring out more operational efficiencies after years of focusing on efficiency gains? Which areas afford the best opportunity for further enhancing working capital? Given Sarbanes-Oxley requirements, how can you create transparency across a broad range of business activities to ensure the integrity of financial reporting?
JPMorgan Solution Drives Revenue Growth, Deepens Client Relationships, and Supports Sustained Profitability.
In these days of increased emphasis on profitability, both variables of the equation — revenue and expense — can be levered through a white-label partnership.
This article explores the alternative options for centralisation as well as the approaches to consider for their successful and effective implementation.
As a "banker's bank," JPMorgan has developed a stealthy infrastructure to help bank clients shift back-office functions as well as parts of their IT footprint to JPMorgan.
Copyright © 2008 JPMorgan Chase & Co. All rights reserved.