Regulation F: Capital Ratios

E-mail

JPMorgan Chase Bank, National Association

The following information is provided to assist you in complying with Regulation F requirements.

As of September 30, 2011

Tier 1 – Risk Based Capital Ratio		9.33%
Total Risk-Based Capital Ratio		12.98%
Leverage Ratio		5.48%

As of June 30, 2011

Tier 1 – Risk Based Capital Ratio		9.32%
Total Risk-Based Capital Ratio		13.12%
Leverage Ratio		5.49%

As of March 31, 2011

Tier 1 – Risk Based Capital Ratio		9.45%
Total Risk-Based Capital Ratio		13.42%
Leverage Ratio		5.71%

As of September 30, 2010

Tier 1 – Risk Based Capital Ratio		10.23%
Total Risk-Based Capital Ratio		14.27%
Leverage Ratio		6.26%

The next update will be posted on or about February 15, 2012.

These ratios are calculated as of the date indicated based on the financial information contained in JPMorgan Chase Bank, National Association's Consolidated Reports of Condition and Income.

If you have any questions please contact Matthew Reece at matthew.a.reece@jpmchase.com or 312-407-3685 or Francis McGinn at francis.j.mcginn@jpmchase.com or 201-595-5541.