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Prepaid Card Solutions

J.P. Morgan Prepaid Card Solutions help corporations and universities transform payroll, benefits delivery and daily commerce into convenient, cost-saving paperless transactions.

J.P. Morgan offered the industry's first debit payroll card in 1988 and has been committed to the debit card marketplace ever since. With nearly 20 years of debit card experience, J.P. Morgan leads the industry.

Unlike most service providers, J.P. Morgan is both transaction processor and card-issuing financial institution, which gives us the ability to provide one-stop shopping for clients who seek an end-to-end debit solution. As a result, payment programs can be quickly and easily implemented, allowing clients to save money and reduce fraud, while modernizing their administration and improving the efficiency of their payments.

Additionally, with its proprietary platform, J.P. Morgan does not outsource this key competency, thereby reducing our dependencies on third-party providers. That means more control and less risk for our clients and cardholders.

Payroll Card
Safer and faster than cash and checks, the Chase Payroll Card Program automates the payroll process by replacing paper-based payments with a reloadable debit card — reducing organizations' operational expenses, minimizing check-related fees and improving security. Many employees would like the convenience of direct deposit and electronic access to their funds, but may not be able to open a traditional banking account due to the fees and requirements associated with banking services.

Rebate Card
More innovative than checks and coupons, the Chase Rebate Card program is designed to facilitate consumer promotions, rebates, loyalty programs and acquisition rewards. Prepaid rebate cards can help streamline payment processing while reducing paper, minimizing check-related fees and improving security. What's more, the Reward Card can be customized with a brand identity to build awareness, deepen customer loyalty and boost participation in future programs.

Employee Incentive Card
Chase Employee Incentive Cards make it easier than ever to motivate, recognize and reward employees. Employers can use the Chase Incentive Card program to increase employee satisfaction, drive revenue, influence consumer behavior, and motivate partners and sales teams. Our solution helps minimize costs and streamline the administration associated with incentive programs. Let Chase help build a memorable, exciting and effective employee rewards program while offering a company benefit that saves employees time and money.

University Card or College Card
With the Chase University Card or Chase College Card program, schools can disburse financial aid refunds, grants, work-study payments, athletic stipends, and payroll electronically to an entire college audience. Best of all, eliminate the hassle and expense of paper checks and manual check processing. Students, faculty and staff can use Chase Prepaid Cards to easily access their Chase accounts at automated teller machines (ATMs) and to make point-of-sale (POS) purchases.

Workers Compensation Card
The Chase Workers Compensation Card is a new and unique way for insurers to distribute recurring benefits to their un-banked policy holders. Along with increasing the use of direct deposit , the Chase Workers Compensation Card program gives insurers improved management of funds distribution through increased reporting capability and eliminates the costs associated with the issuance and processing of paper checks. Best of all, our patented program is easy to implement and can be designed to fit most needs and objectives.

How you benefit:

Leader in the industry: J.P. Morgan is an innovative company with many patents issued and pending on its unique solutions. The Sponsor Funded Stored Value patent (US Patent 6,615,190) was issued to J.P. Morgan September 2, 2003. The issuance of this patent is further proof of the unique capability of J.P. Morgan's stored value programs. Our clients benefit directly from this patent in the form of reduced risk when choosing JPMorgan as their payment card provider.
State-of-the-art, Web-enabled platform to easily manage your Chase Payroll Card program: J.P. Morgan's Prepaid Card Solutions offers the highest quality services in the industry, applying the management structure, personnel, technology, operations, and support services for which it is known and respected. Our platforms are also solely owned by J.P. Morgan, thereby reducing our dependencies on third party providers.
One of the largest branch and ATM networks: With one of the largest banks and automated teller machine (ATM) networks in the United States and our partnership with the Allpoint ATM network, J.P. Morgan is able to provide cardholders with surcharge-free access to more than 40,000 ATMs around the country.
Experience in the prepaid card industry: J.P. Morgan has been providing prepaid card solutions for nearly 20 years to corporations, institutions, universities, government agencies and the cardholders who depend on them for reliable and efficient electronic payment. We provide prepaid card services to more than 1,000 clients and service more than 10 million debit cards with $1.9 billion in financial transactions settled monthly.
Benefits only a world-class banking institution can bring: Using the resources of our global organization, J.P. Morgan provides our clients with comprehensive customer support and advanced technical assistance that result in workable, cost-effective debit card solutions to meet their various payment needs. Our consultative approach brings each client the advantages of J.P. Morgan's industry expertise through our ability to communicate a comprehensive understanding of national and regional markets and applicable government regulations. As a financial institution, J.P. Morgan offers standard consumer protections. All funds in the individual accounts set up for cardholders in our debit card programs are FDIC insured up to $100,000. Full Regulation E protection applies to the Chase Prepaid Card accounts.

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Online Seminar Series
Join us for our free Prepaid Card Seminars: Rebate Card Program - distribute rebates to your customers with a cost effecitve payment solution. Payroll Card Program - automate your payroll process with a simple, cost effective way to disburse payroll. University/College Card Program - simplify your disbursements to the campus community.

Online Seminar Series

Join us for our free
Prepaid Card Seminars:

Rebate Card Program - distribute rebates to your customers with a cost effecitve payment solution.
Payroll Card Program - automate your payroll process with a simple, cost effective way to disburse payroll.
University/College Card Program - simplify your disbursements to the campus community.

Online Seminar

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Prepaid Card Solutions

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