Looking to globally optimize your regional liquidity?

Your challenges

• Consolidating U.S. dollar liquidity in New York
• Optimizing use of global U.S. dollar funds
• Dealing with the varying regulatory environment across Asia

Both within Asia and with other regions, U.S. dollars dominate your cross-border flows. You want to utilize U.S. dollar clearing centers in Hong Kong and Singapore and to ensure corporate treasury can optimize excess U.S. dollar liquidity generated in Asia. You also want access to a broad selection of investments — both for U.S. dollar and other currencies — for enhanced returns.

J.P. Morgan's cash concentration techniques help optimize liquidity and investment locally, regionally and globally. We have a full array of In-Country Sweeping, Cross-Border Sweeping and notional Pooling Services throughout the region, as regulations permit. In Asia, J.P. Morgan is the one of the first banks to offer a fully automated cross-border sweeping product. J.P. Morgan is also a leader in providing fully automated pooling solutions in all regions, including a "virtual" cross-border pooling solution in Asia. We can help you navigate the varied regulatory environment in Asia and determine the optimal approach for your liquidity requirements.

By linking U.S. dollar and euro accounts in Asia Pacific to a global pool in NY or London, J.P. Morgan provides a complete global liquidity solution. Once U.S. dollars are concentrated in New York, J.P. Morgan can provide a variety of investment alternatives, including our Overnight Investment Services and Money Market Instruments, such as J.P. Morgan London and Nassau time deposits and commercial paper.

J.P. Morgan offers a range of investment alternatives to optimize your return on short-term cash flows for multiple currencies. Our extended cut-off times for select investment choices and currencies give you access to critical investment markets within the Asian workday.

Money Market Deposit Accounts (MMDAs) offer an attractive alternative for both financial institutions and corporations seeking enhanced yields on predictable, short-term U.S. dollar cash balances in their U.S.-domiciled accounts, including core liquidity, investment-banking transaction inflows, client regulatory funds or funds held at short maturity. MMDAs give a comparable return without the administrative burden of managing the placement, settlement and reconciliation of short-term time deposits.

The introduction of money market funds in Asia has peaked the interest of both financial institutions and corporate treasurers. J.P. Morgan's Money Market Mutual Funds can provide an attractive short-term investment alternative. The funds often offer longer-term yields for an enhanced return on overnight investments. At the same time, they provide the benefits of overnight liquidity and same-day value on redeemed funds.

Our solutions offer flexibility, convenience and opportunities for enhanced yields. To create the optimal liquidity and investment structure, contact your J.P. Morgan relationship manager today.