Payroll and Benefits

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Health Savings Account (HSA)

As an employer, one of your greatest expenses is most likely the cost of healthcare. By providing healthcare coverage through a high deductible health plan (HDHP) with an HSA, your company may reduce its expenses and receive tax savings through payroll deductions. HSAs not only offer you tangible cost benefits, but they also provide your employees more flexibility when managing and funding their healthcare needs. And that's the future of healthcare.

How you benefit:

  • Offer an appealing healthcare program with affordable rates and competitive features
  • Control rising healthcare costs while reducing payroll tax
  • Attract and retain top talent

And what makes an HSA attractive to employees? In addition to its tax advantages, HSAs offer three key advantages over other consumer directed healthcare products:

  • Funds may be carried over from year to year
  • The account is fully portable throughout life
  • Owners have the potential for greater earnings by investing through an HSA investment account

To learn more about how an HSA may benefit your company, contact your J.P. Morgan relationship manager today or request more information online.

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