Privacy Policy

JPMorgan Private Bank Privacy Policy
Respecting and protecting client privacy has been vital to our business since its inception. By providing our Privacy Policy to you, we trust that you will better understand how JPMorgan Private Bank keeps our client information private and secure and uses it to serve you better.

What does the Privacy Policy include?

• We tell you who is covered by the Privacy Policy.
• We describe ways we are protecting the privacy of our client information
• We list the types of information we have about you and where it comes from.
• We describe how we use information about you and why.

Who is covered by the Privacy Policy
This Privacy Policy applies to the relationships of clients or former clients with offices of the JPMorgan Private Bank family of companies in the United States, as well as to the relationships of clients or former clients with our offices outside the United States that are registered with the Securities and Exchange Commission. (If you reside outside the United States, you may have additional privacy protections under the local laws applicable in that jurisdiction.)

The JPMorgan Private Bank family of companies includes: the private bank units of JPMorgan Chase Bank, N.A. and J.P. Morgan Trust Company, N.A.; J.P. Morgan Personal Wealth Management, Inc.; J.P. Morgan Trust Company of Delaware; alternative investment funds offered through JPMorgan Private Bank; and the private client unit of J.P. Morgan Securities Inc.

Clients who receive information from us, or transact business with us, through the Internet are covered by the privacy policies posted on the web sites they visit.

We provide our Privacy Policy to clients when they open a new account. We also provide it to current clients yearly. We will provide you with a new privacy policy if we broaden our information sharing practices about you.

How we protect the privacy of our client information
We are very serious about protecting the privacy of client information. We keep information under physical, electronic and procedural controls that comply with or exceed federal standards. We authorize our employees, agents and contractors to get information about you only when they need it do their work for us.

We require companies working for us to protect information. They agree to use it only to provide the services we ask them to perform for us.

Information we have about you
To provide services and to help meet your needs we collect information about you from various sources.

• We receive information from your requests for our products or services. An example is your income in a loan application.
• We receive information from your transactions with us, our family of companies or others. An example is your account balance or mortgage information.
• We receive information, such as your credit history, from credit bureaus.

How we use information about you
We use the information we have about you in the ways described below. We do so to give you better service and easy access to a wider range of products. We do not disclose to third parties information that is personally identifiable to you as a client or former client, except as described in this Policy.