Protect your business

Owning a business increases your vulnerability to lawsuits. At the same time, as a person of wealth, you face risks to life, property and personal safety. We can help you develop strategies to protect you and your family from these risks.

We bring our long experience and sophisticated analytic capabilities to an evaluation of your unique situation. Based on a through understanding of your risk exposure, we can suggest a customized, cost effective program. Through our alliances with the highest quality insurers, we are often able to obtain policies on favorable terms, while maintaining strict product and carrier impartiality.

Employment practices liability
Every year sees a growing number of lawsuits arising from employee claims of sexual harassment, retaliation, defamation, discrimination, wrongful termination and unfair hiring practices. Employment practices liability insurance (EPLI) coverage can help to protect your company against a wide range of allegations.

Errors and omissions (E&O) liability
If your business provides professional services, you may face suits from clients over alleged or actual mistakes. Even if no error was made, simply defending against these lawsuits can be costly. Our insurance professionals can tailor the right E&O coverage for your business.

Key employee insurance
A few key people may play a disproportionate part in the success of your business. Key-employee insurance can protect your firm against the financial damage that would result from their death or disability. Typically, it takes the form of life and disability insurance purchased and owned by the firm, with the firm itself named as beneficiary.

Kidnap and ransom
High-profile business owners may be victims of extortion attempts, including kidnapping — a threat that has grown rapidly over the past decade. Kidnap and ransom insurance provides both financial indemnification and expert crisis management. We can help you assess whether you should purchase this coverage.

Protecting your personal property
Your home, cars, jewelry and collections of art and antiques are vulnerable to fire, theft and vandalism, among other threats. Our experienced advisors can clarify the nuances in basic homeowner's, automobile, fine art and other valuables coverage to make sure that your special requirements are met. We have specialized experience in insuring aircraft, watercraft and classic automobiles. And where advisable, we can provide access to flood, earthquake and wind insurance.

Life, disability and long-term care
Properly structured, life insurance can simplify wealth transfer, provide income- and estate-tax benefits, and serve as a vehicle for tax-efficient investing. After analyzing your planning needs, we can advise you on strategies employing life insurance and, if appropriate, disability and long-term care coverage, as well.

Contact a JPMorgan Advisor to learn more about JPMorgan's insurance strategies. Alternatively, you may contact any JPMorgan office.