Manage liquidity and credit

Leverage can be a powerful enabler and a cornerstone of sound wealth management. Credit, used in an informed and intelligent way, can enable you to access the benefits of your wealth, even when it may not be advisable or feasible to liquidate your assets.

We provide such advantages as:

Attention to both sides of your balance sheet
We make leverage recommendations within the context of your overall financial picture - your business assets and investment portfolio, as well as your long-term objectives and appetite for risk.

A broad range of borrowing alternatives
Whether you need a traditional loan secured by liquid assets such as stocks and bonds, or a complex structure employing blocks of restricted stock or derivatives-hedged equity positions as loan collateral, we can help. Our customized capabilities include simple, unsecured letters of credit as well as an extensive array of residential mortgages.

A talent for innovation
Borrowers are best served by loans that are low in cost, tax efficient, flexible and easy to document. Keeping your goals and constraints in mind, we work with you to develop a solution that may well be unique-often, one that combines more than one borrowing vehicle.

Experience with complex needs
You may have complicated credit requirements: a cross-border transaction to execute, challenging legal and tax structures to manage, a need that cuts across asset classes. We have the experience and global reach you need.

Efficient execution
JPMorgan is one of the leading suppliers of debt capital in the world. Our scale and experience translate into highly efficient execution for clients.

Contact a JPMorgan Advisor to learn more about JPMorgan's liquidity and credit management services. Alternatively, you may contact any JPMorgan office.

The discussion of loans or other extensions of credit in this material is for illustrative purposes only. No commitment to lend by JPMorgan should be construed or implied.

Products and services, including fiduciary and custody products and services, are offered through JPMorgan Chase Bank, N.A. and its affiliates. Securities are offered by J.P. Morgan Securities Inc., member FINRANYSE and SIPC. J.P. Morgan Securities Inc. is an affiliate of JPMorgan Chase Bank, N.A.

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