• Participant Preference Model

Plan sponsors have told us their utmost goal is to offer their participants the best retirement plan possible. Using the Building the Best Plans in America framework, your strategic relationship manager works to ensure we have conversations with you regarding your specific priorities. We start the conversation with you about your business and any human resources issues you may have, then we focus on your wealth plan needs and, finally, we work to build solutions together through design, funding/investments, communication and/or administration to address your specific concerns.

Value

We follow a simple philosophy regarding fees. We believe our fees should be:

• transparent — We report our revenue streams from all sources on a regular basis.
• comprehensive — We strive for our fees to cover the full range of services so that you can pursue a total program cost strategy.
• predictable — We anticipate volumes, inflation and other factors that could affect expenses and performance against current and long-term budgets.
• competitive — We want clients to equate our fees with the unique value we bring to our relationships.
• placed at risk — We put implementation and ongoing administrative fees at risk to support our performance guarantees.

During the discovery phase of the plan implementation process, we often discover plan complexities that can be simplified and result in lower support requirements. We conduct an exhaustive analysis of the plan administration looking for ways to improve operational efficiency. This exercise can have a favorable affect on cost.

Your strategic relationship manager works with you each year to look for ways to reduce administrative fees. We provide flexibility to structure the payment of plan expenses through investment management offsets, fees derived from proprietary investment options, hard dollar administrative fees or any combination of those three sources.

People who make a difference

As a firm of professionals passionately committed to Total Retirement Solutions, we offer unique suggestions for designing retirement programs, modeling future plan results, developing financial strategies and administering benefits for you and your employees. Our clients routinely acknowledge the great attitude our people demonstrate. J.P. Morgan is very much a preferred employer. We think it goes beyond that — our people care about the work they do, they care about their clients and they enjoy working together as a team.

Learn more about possible retirement outcomes for your participants with these retirement tools:

• JPMorganFunds.com - interactive calculators that can help your participants make informed investment decisions
• Social Security calculator  - will produce estimates that are based on actual Social Security earnings records

For questions regarding your personal 401(k) plan, contact your 401(k) plan provider.

 This is a link to a third party site. Note that the third party's privacy policy and security practices may differ from J.P. Morgan's standards. J.P. Morgan assumes no responsibility for nor does it control, endorse or guarantee any aspect of your use of the linked site.