Best Plans in America

Plan sponsors have told us their utmost goal is to offer their participants the best retirement plan possible. Using the Building the Best Plans in America framework, your strategic relationship manager works to ensure we have conversations with you regarding your specific priorities. We start the conversation with you about your business and any human resources issues you may have, then we focus on your wealth plan needs and, finally, we work to build solutions together through design, funding/investments, communication and/or administration to address your specific concerns.

Value

We follow a simple philosophy regarding fees. We believe our fees should be:

transparent — We report our revenue streams from all sources on a regular basis.
comprehensive — We strive for our fees to cover the full range of services so that you can pursue a total program cost strategy.
predictable — We anticipate volumes, inflation and other factors that could affect expenses and performance against current and long-term budgets.
competitive — We want clients to equate our fees with the unique value we bring to our relationships.
placed at risk — We put implementation and ongoing administrative fees at risk to support our performance guarantees.

During the discovery phase of the plan implementation process, we often discover plan complexities that can be simplified and result in lower support requirements. We conduct an exhaustive analysis of the plan administration looking for ways to improve operational efficiency. This exercise can have a favorable affect on cost.

Your strategic relationship manager works with you each year to look for ways to reduce administrative fees. We provide flexibility to structure the payment of plan expenses through investment management offsets, fees derived from proprietary investment options, hard dollar administrative fees or any combination of those three sources.

People who make a difference

As a firm of professionals passionately committed to Total Retirement Solutions, we offer unique suggestions for designing retirement programs, modeling future plan results, developing financial strategies and administering benefits for you and your employees. Our clients routinely acknowledge the great attitude our people demonstrate. J.P. Morgan is very much a preferred employer. We think it goes beyond that — our people care about the work they do, they care about their clients and they enjoy working together as a team.

To learn more about Total Retirement Solutions^SM, email or call J.P. Morgan at 800-988-9084.

For questions about a personal retirement plan account, email or call J.P. Morgan at 800-345-2345. If your retirement plan is not with J.P. Morgan, contact your employer for that provider's phone number and website.

IRS Circular 230 Disclosure: This communication was written in connection with the potential promotion or marketing, to the extent permitted by applicable law, of the transaction(s) or matter(s) addressed herein by persons unaffiliated with JPMorgan Chase & Co. However, JPMorgan Chase & Co. and its affiliates do not provide tax advice. Accordingly, to the extent this communication contains any discussion of tax matters, such communication is not intended or written to be used, and cannot be used, for the purpose of avoiding tax-related penalties. Any recipient of this communication should seek advice from an independent tax advisor based on the recipient's particular circumstances.