Transferring Wealth

Working with J.P. Morgan specialists and your tax and legal advisors, your Financial Advisor can develop wealth transfer strategies that make sense for you and your heirs. Our goal is to create an effective plan that balances financial and tax considerations with your values and desired legacy.

Setting wealth transfer goals — We'll start by helping you clarify your objectives, from deciding how to transfer assets, to determining the best way to fulfill your philanthropic goals.
Finding an appropriate solution — Your Financial Advisor will consider a number of tactics, including freezing the value of your assets, discounting their taxable value or transferring future appreciation to beneficiaries. Similarly, we will show you how to leverage your gifting, through the use of family partnerships or by using discounted assets, to achieve your goals.

To help you answer those questions, J.P. Morgan Securities helps you to focus on your goals and objectives.

Tax goals may include

Transfer of wealth to descendants without current payment of gift tax
Minimization of estate and generation-skipping transfer (GST) tax
Minimization of income tax liability
Tax-efficient diversification of highly appreciated assets

Non-tax goals may include

Creditor protection strategies
Restricted / control stock planning
Fulfillment of charitable goals
Retirement strategies
Not giving children or grandchildren too much wealth too soon

Bank products and services are offered through JPMorgan Chase Bank, N.A. and its affiliates. Securities are offered by J.P. Morgan Securities LLC and Clearing and Custody by J.P. Morgan Clearing Corp., both are members of FINRA, NYSE and SIPC. J.P. Morgan Securities LLC and J.P. Morgan Clearing Corp are affiliates of JPMorgan Chase Bank, N.A.

Investment products: Not FDIC insured · No bank guarantee · May lose value