JPMChase Flag

J.P. Morgan ACCESS is a powerful and easy to use browser-based platform designed to solve your entire cash management and securities information needs. A fully customizable home page dashboard provides instant access to your complete portfolio information.

JPMorgan ACCESSSM provides treasury and investment professionals worldwide with access to a wide range of financial transactions and account information via the Internet for Treasury Services, Investor Services and Institutional Trust Services.

"Future-Proofing" the Finance Function

As companies cope with the issues brought on by market volatility, capital constraints and limited access to funding, working capital management has taken center stage. The lessons of recent market events have propelled many treasurers and CFOs to take steps to strengthen working capital and "future-proof" their operations to prepare for tomorrow's challenges. J.P. Morgan offers four principles to consider.

 

 

 

Hedge Fund Services

J.P. Morgan Hedge Fund Services is a top tier provider of independent fund administration and comprehensive outsourcing solutions to hedge funds and fund of hedge funds (FOHFs). In today's challenging environment, clients trust J.P. Morgan's strong balance sheet, AA-rating, and robust operating models to minimize risk and guarantee seamless execution.

GlobeClear

Through GlobeClear, J.P. Morgan offers institutions active in international securities trading a market-leading suite of products for global clearance, collateral management and integrated financing.

Measurisk

Measurisk is a leader in providing Fund of Funds, Hedge Funds, Pension Funds and other institutional investors with sophisticated risk transparency and risk measurement solutions for multi-manager, multi-asset class portfolios.

Private Equity Fund Services

J.P. Morgan is a top-ranked, trusted provider of private equity and real estate servicing solutions for the world’s leading CFOs, COOs, and institutional investors.  J.P. Morgan's deep bench of private equity experience and powerful, proprietary solutions help J.P. Morgan clients meet their complex and evolving operational and reporting needs.  J.P. Morgan's strengths - unique in the marketplace - have earned top ranking in the 2008 and 2007 Global Custodian Private Equity Fund Administration Survey.

For more information about how JPMorgan Chase can help you explore business opportunities in China, please contact your treasury management officer.

For questions about this upgrade, please contact us at:
1-888-467-0434

For questions about this upgrade, please contact us at:
1- 888-467-0434

Please contact the Client Access
Transition Team
at 1-877-843-1638, option 3, with questions about your upgrade or e-mail us at client.transition.team.west
@jpmchase.com

Please contact the Client
Access Transition Team at
1-877-843-1638, option 3,
with questions about your upgrade
or e-mail us at
client.transition.team.west@jpmchase.com

Brazil: Understanding the Regulatory Environment and How to Manage Your Brazilian Operation
Growing Global Online Seminar Series

Join us to learn about the challenges faced by treasurers when doing business in Brazil, including regulations, local payables and receivables instruments, investments and cross-border (FX) transactions.
Please join us for this informative session.
11 a.m. – 12 p.m. ET / 10 – 11 a.m. CT

Breaking the Paper Barrier with DocManager SolutionsSM

This Online Seminar will explore how to save time and money and improve efficiency with electronic document management solutions available from
J.P. Morgan.
1 - 2 p.m. ET / 12 - 1 p.m. CT

Breaking the Paper Barrier with DocManager SolutionsSM

This Online Seminar will explore how to save time and money and improve efficiency with electronic document management solutions available from
J.P. Morgan.
1 - 2 p.m. ET / 12 - 1 p.m. CT

Canada: Integrate Your North American Business
Growing Global Online Seminar Series

Join us and learn how to optimize your working capital in Canada. As the eighth largest economy in the world, international trade makes up a large part of the Canadian economy. The United States is by far its largest trading partner, accounting for about 76% of exports and 65% of imports as of 2007. Learn the value of consolidating receivables and payables in your North American operations.
Please join us for this informative session.
11 a.m. – 12 p.m. ET / 10 – 11 a.m. CT

Central and Eastern Europe: Where Are the Best Opportunities?
Growing Global Online Seminar Series

The last 15 years has brought tremendous change to the nations of Central and Eastern Europe. This change has taken shape differently across the region, and sorting out the differences can be a challenge. How can global business leaders best find their way from Warsaw to Budapest?
Please join us for this informative session.
11 a.m. – 12 p.m. ET / 10 – 11 a.m. CT

Contingency Risk Management

A J.P. Morgan online seminar series for Corporates in EMEA addressing the issues affecting Risk Management.
14:00 - 15:00 a.m. U.K. / 15:00 - 16:00 a.m. C.E.T

Fast Track to Electronic Payables

This Online Seminar discusses how electronic payment solutions today are streamlining the business payment process and serving as building blocks to complete order-to-pay automation.
2 - 3 p.m. ET / 11 a.m. - Noon PT

Germany at the Center of the Eurozone
Growing Global Online Seminar Series

The development of the Eurozone continues to forge the integration of the business landscape in Europe. Germany is at the center of this transformation. What does this mean for your European business expansion?
Please join us for this informative session.
11 a.m. – 12 p.m. ET / 10 – 11 a.m. CT

Health Savings Accounts - Changing the Future of Benefits Management

This Online Seminar explores Health Savings Account (HSA) best practices for employers and valuable insights from HSA accountholders.
Held every second Wednesday of the month at 2 p.m. ET

Health Savings Accounts - Changing the Future of Benefits Management

This Online Seminar explores Health Savings Account (HSA) best practices for employers and valuable insights from HSA accountholders.
Held every second Wednesday of the month at 2 p.m. ET

Health Savings Accounts - Changing the Future of Benefits Management

This Online Seminar explores Health Savings Account (HSA) best practices for employers and valuable insights from HSA accountholders.
Held every second Wednesday of the month at 2 p.m. ET

Health Savings Accounts - Changing the Future of Benefits Management

This Online Seminar explores Health Savings Account (HSA) best practices for employers and valuable insights from HSA accountholders.
Held every second Wednesday of the month at 2 p.m. ET

How Structured Trade Finance Supports the Global Economy
What Matters Today Online Seminar Series

Join us for a discussion about the current credit environment's impact on structured trade finance activity, structured trade finance options and the necessity of risk mitigation.
1 – 2 p.m. ET / Noon – 1 p.m. CT

Improving Payables Performance Through Automation

This Online Seminar outlines how electronic invoicing can significantly reduce your accounts payable costs and maximize early payment discounts.
2 - 3 p.m. ET / 11 a.m. - Noon PT

J.P. Morgan ACCESSSM and Payables Web Services (PWS)

Join us for an Online Seminar that introduces
J.P. Morgan ACCESSSM followed by an overview of the Payables Web Services (PWS) module.
3 - 5 p.m. ET / 2 - 4 p.m. CT

J.P. Morgan ACCESSSM and Payables Web Services (PWS)

Join us for an Online Seminar that introduces
J.P. Morgan ACCESSSM followed by an overview of the Payables Web Services (PWS) module.
3 - 5 p.m. ET / 2 - 4 p.m. CT

J.P. Morgan ACCESSSM and Payables Web Services (PWS)

Join us for an Online Seminar that introduces
J.P. Morgan ACCESSSM followed by an overview of the Payables Web Services (PWS) module.
3 - 5 p.m. ET / 2 - 4 p.m. CT

J.P. Morgan ACCESSSM and Payables Web Services (PWS)

Join us for an Online Seminar that introduces
J.P. Morgan ACCESSSM followed by an overview of the Payables Web Services (PWS) module.
3 - 5 p.m. ET / 2 - 4 p.m. CT

J.P. Morgan ACCESSSM and Payables Web Services (PWS)

Join us for an Online Seminar that introduces
J.P. Morgan ACCESSSM followed by an overview of the Payables Web Services (PWS) module.
3 - 5 p.m. ET / 2 - 4 p.m. CT

J.P. Morgan ACCESSSM and Payables Web Services (PWS)

Join us for an Online Seminar that introduces
J.P. Morgan ACCESSSM followed by an overview of the Payables Web Services (PWS) module.
3 - 5 p.m. ET / 2 - 4 p.m. CT

J.P. Morgan ACCESSSM and Payables Web Services (PWS)

Join us for an Online Seminar that introduces
J.P. Morgan ACCESSSM followed by an overview of the Payables Web Services (PWS) module.
3 - 5 p.m. ET / 2 - 4 p.m. CT

J.P. Morgan ACCESSSM and Payables Web Services (PWS)

Join us for an Online Seminar that introduces
J.P. Morgan ACCESSSM followed by an overview of the Payables Web Services (PWS) module.
3 - 5 p.m. ET / 2 - 4 p.m. CT

J.P. Morgan ACCESSSM and Payables Web Services (PWS)

Join us for an Online Seminar that introduces
J.P. Morgan ACCESSSM followed by an overview of the Payables Web Services (PWS) module.
3 - 5 p.m. ET / 2 - 4 p.m. CT

J.P. Morgan ACCESSSM and Payables Web Services (PWS)

Join us for an Online Seminar that introduces
J.P. Morgan ACCESSSM followed by an overview of the Payables Web Services (PWS) module.
3 - 5 p.m. ET / 2 - 4 p.m. CT

J.P. Morgan ACCESSSM and Payables Web Services (PWS)

Join us for an Online Seminar that introduces
J.P. Morgan ACCESSSM followed by an overview of the Payables Web Services (PWS) module.
3 - 5 p.m. ET / 2 - 4 p.m. CT

J.P. Morgan ACCESSSM and Payables Web Services (PWS)

Join us for an Online Seminar that introduces
J.P. Morgan ACCESSSM followed by an overview of the Payables Web Services (PWS) module.
3 - 5 p.m. ET / 2 - 4 p.m. CT

J.P. Morgan ACCESSSM and Payables Web Services (PWS)

Join us for an Online Seminar that introduces
J.P. Morgan ACCESSSM followed by an overview of the Payables Web Services (PWS) module.
3 - 5 p.m. ET / 2 - 4 p.m. CT

J.P. Morgan ACCESSSM and Payables Web Services (PWS)

Join us for an Online Seminar that introduces
J.P. Morgan ACCESSSM followed by an overview of the Payables Web Services (PWS) module.
3 - 5 p.m. ET / 2 - 4 p.m. CT

J.P. Morgan ACCESSSM and Payables Web Services (PWS)

Join us for an Online Seminar that introduces
J.P. Morgan ACCESSSM followed by an overview of the Payables Web Services (PWS) module.
3 - 5 p.m. ET / 2 - 4 p.m. CT

J.P. Morgan ACCESSSM and Payables Web Services (PWS)

Join us for an Online Seminar that introduces
J.P. Morgan ACCESSSM followed by an overview of the Payables Web Services (PWS) module.
3 - 5 p.m. ET / 2 - 4 p.m. CT

J.P. Morgan ACCESSSM and Payables Web Services (PWS)

Join us for an Online Seminar that introduces
J.P. Morgan ACCESSSM followed by an overview of the Payables Web Services (PWS) module.
3 - 5 p.m. ET / 2 - 4 p.m. CT

J.P. Morgan ACCESSSM and Payables Web Services (PWS)

Join us for an Online Seminar that introduces
J.P. Morgan ACCESSSM followed by an overview of the Payables Web Services (PWS) module.
3 - 5 p.m. ET / 2 - 4 p.m. CT

JPMorgan ACCESS and Payables Web Services (PWS)

Join us for an Online Seminar that introduces JPMorgan ACCESS followed by an overview of the Payables Web Services (PWS) module.
3 - 5 p.m. ET / 2 - 4 p.m. CT

JPMorgan ACCESS and Payables Web Services (PWS)

Join us for an Online Seminar that introduces JPMorgan ACCESS followed by an overview of the Payables Web Services (PWS) module.
3 - 5 p.m. ET / 2 - 4 p.m. CT

JPMorgan ACCESS and Payables Web Services (PWS)

Join us for an Online Seminar that introduces JPMorgan ACCESS followed by an overview of the Payables Web Services (PWS) module.
3 - 5 p.m. ET / 2 - 4 p.m. CT

JPMorgan ACCESS and Payables Web Services (PWS)

Join us for an Online Seminar that introduces JPMorgan ACCESS followed by an overview of the Payables Web Services (PWS) module.
3 - 5 p.m. ET / 2 - 4 p.m. CT

JPMorgan ACCESS and Payables Web Services (PWS)

Join us for an Online Seminar that introduces JPMorgan ACCESS followed by an overview of the Payables Web Services (PWS) module.
3 - 5 p.m. ET / 2 - 4 p.m. CT

Liquidity Risk Management and The Economy

A J.P. Morgan online seminar series for Corporates in EMEA addressing the issues affecting Risk Management.
14:00 - 15:00 a.m. U.K. / 15:00 - 16:00 a.m. C.E.T

Managing Cash in a Turbulent Economy
What Matters Today Online Seminar Series

Join us to hear the different approaches to managing liquidity being adopted in a turbulent economy. Learn about current developments in the institutional liquidity market and best practices.
1 – 2 p.m. ET / Noon – 1 p.m. CT

Managing the Risks of Foreign Exchange
What Matters Today Online Seminar Series

Join us to learn best practices for cross-border payments that can help corporations address the complexities and challenges of the evolving market landscape.
1 – 2 p.m. ET / Noon – 1 p.m. CT

Operating in Mexico: Effectively Managing Banking and Business Challenges
Growing Global Online Seminar Series

Join us for a productive discussion on: how to do business in Mexico, what the best practices are to increase efficiencies and ways to achieve effective control and integration of the local operation with regional Mexican treasury centers.
Please join us for this informative session.
11 a.m. – 12 p.m. ET / 10 – 11 a.m. CT

Optimize Global Risk Exposure and Foreign Currency Management with Treasury OnLine

This Online Seminar discusses current issues facing group treasurers and explores approaches that can be taken to resolve them, including: improving working capital management and reducing expenses with cash forecasting and intercompany netting.
11 a.m. — noon ET / 4 — 5 p.m. BST

Optimize Global Risk Exposure and Foreign Currency Management with Treasury OnLine

This Online Seminar discusses current issues facing group treasurers and explores approaches that can be taken to resolve them, including: improving working capital management and reducing expenses with cash forecasting and intercompany netting.
11 a.m. — noon ET / 4 — 5 p.m. BST

Optimize Global Risk Exposure and Foreign Currency Management with Treasury OnLine

This Online Seminar discusses current issues facing group treasurers and explores approaches that can be taken to resolve them, including: improving working capital management and reducing expenses with cash forecasting and intercompany netting.
11 a.m. — noon ET / 4 — 5 p.m. BST

Optimize Global Risk Exposure and Foreign Currency Management with Treasury OnLine

This Online Seminar discusses current issues facing group treasurers and explores approaches that can be taken to resolve them, including: improving working capital management and reducing expenses with cash forecasting and intercompany netting.
11 a.m. — noon ET / 4 — 5 p.m. BST

Optimize Global Risk Exposure and Foreign Currency Management with Treasury OnLine

This Online Seminar discusses current issues facing group treasurers and explores approaches that can be taken to resolve them, including: improving working capital management and reducing expenses with cash forecasting and intercompany netting.
11 a.m. — noon ET / 4 — 5 p.m. BST

Optimize Global Risk Exposure and Foreign Currency Management with Treasury OnLine

This Online Seminar discusses current issues facing group treasurers and explores approaches that can be taken to resolve them, including: improving working capital management and reducing expenses with cash forecasting and intercompany netting.
11 a.m. — noon ET / 4 — 5 p.m. BST

Payables Automation – Building Block to Improved Business Performance

This Online Seminar outlines the steps to transform your accounts payable operations to improve business performance.
2 - 3 p.m. ET / 11 a.m. - Noon PT

Pay ConnexionSM

This Online Seminar outlines the many benefits of Pay Connexion, our flexible payment solution for your customers and constituents.
11 a.m. CT (10 a.m. MT/Noon ET)

Pay ConnexionSM

This Online Seminar outlines the many benefits of Pay Connexion, our flexible payment solution for your customers and constituents.
11 a.m. CT (10 a.m. MT/Noon ET)

Pay ConnexionSM

This Online Seminar outlines the many benefits of Pay Connexion, our flexible payment solution for your customers and constituents.
11 a.m. CT (10 a.m. MT/Noon ET)

Pay ConnexionSM

This Online Seminar outlines the many benefits of Pay Connexion, our flexible payment solution for your customers and constituents.
11 a.m. CT (10 a.m. MT/Noon ET)

Pay ConnexionSM

This Online Seminar outlines the many benefits of Pay Connexion, our flexible payment solution for your customers and constituents.
11 a.m. CT (10 a.m. MT/Noon ET)

Pay ConnexionSM

This Online Seminar outlines the many benefits of Pay Connexion, our flexible payment solution for your customers and constituents.
11 a.m. CT (10 a.m. MT/Noon ET)

Receivables EdgeSM Image Browser

Join us for an Online Seminar that introduces Receivables Edge. It combines advanced image and data technology with the power of the Internet to deliver a consolidated and timely view of electronic remittance images and related data directly to your desktop.
3 - 4 p.m. ET / 2 - 3 p.m. CT

Receivables EdgeSM Image Browser

Join us for an Online Seminar that introduces Receivables Edge. It combines advanced image and data technology with the power of the Internet to deliver a consolidated and timely view of electronic remittance images and related data directly to your desktop.
3 - 4 p.m. ET / 2 - 3 p.m. CT

Receivables EdgeSM Image Browser

Join us for an Online Seminar that introduces Receivables Edge. It combines advanced image and data technology with the power of the Internet to deliver a consolidated and timely view of electronic remittance images and related data directly to your desktop.
3 - 4 p.m. ET / 2 - 3 p.m. CT

Receivables EdgeSM Image Browser

Join us for an Online Seminar that introduces Receivables Edge. It combines advanced image and data technology with the power of the Internet to deliver a consolidated and timely view of electronic remittance images and related data directly to your desktop.
3 - 4 p.m. ET / 2 - 3 p.m. CT

Receivables EdgeSM Image Browser

Join us for an Online Seminar that introduces Receivables Edge. It combines advanced image and data technology with the power of the Internet to deliver a consolidated and timely view of electronic remittance images and related data directly to your desktop.
3 - 4 p.m. ET / 2 - 3 p.m. CT

Receivables EdgeSM Image Browser

Join us for an Online Seminar that introduces Receivables Edge. It combines advanced image and data technology with the power of the Internet to deliver a consolidated and timely view of electronic remittance images and related data directly to your desktop.
3 - 4 p.m. ET / 2 - 3 p.m. CT

Receivables EdgeSM Image Browser

Join us for an Online Seminar that introduces Receivables Edge. It combines advanced image and data technology with the power of the Internet to deliver a consolidated and timely view of electronic remittance images and related data directly to your desktop.
3 - 4 p.m. ET / 2 - 3 p.m. CT

Receivables EdgeSM Image Browser

Join us for an Online Seminar that introduces Receivables Edge. It combines advanced image and data technology with the power of the Internet to deliver a consolidated and timely view of electronic remittance images and related data directly to your desktop.
3 - 4 p.m. ET / 2 - 3 p.m. CT

Receivables EdgeSM Image Browser

Join us for an Online Seminar that introduces Receivables Edge. It combines advanced image and data technology with the power of the Internet to deliver a consolidated and timely view of electronic remittance images and related data directly to your desktop.
3 - 4 p.m. ET / 2 - 3 p.m. CT

Risk Management

A J.P. Morgan online seminar series for Financial Institutions in EMEA addressing industry and market developments.
9 - 9:45 a.m. U.K. / 10 - 10:45 a.m. C.E.T

Supply Chain Risk Management

A J.P. Morgan online seminar series for Corporates in EMEA addressing the issues affecting Risk Management.
14:00 - 15:00 a.m. U.K. / 15:00 - 16:00 a.m. C.E.T

The Impact of Government Regulations and Policies
What Matters Today Online Seminar Series

Join us for a recap of the year in government and an in-depth discussion of impacts on operations, lending, employment and taxation.
1 – 2 p.m. ET / Noon – 1 p.m. CT

Understanding Economic Trends
What Matters Today Online Seminar Series

Join us to hear J.P. Morgan's chief economist speak about the grips and depth of the economic global downturn, the path to recovery and a scenario for growth.
1 – 2 p.m. ET / Noon – 1 p.m. CT

Earn More Refunds

J.P. Morgan has demonstrated success in significantly growing commercial and government card program volume using our virtual single-use card account solution and our team of industry experts.

Euromoney ICM Poll

Give feedback on your cash management services providers. Please complete this online survey.

"Future-Proofing" the Finance Function

As companies cope with the issues brought on by market volatility, capital constraints and limited access to funding, working capital management has taken center stage. The lessons of recent market events have propelled many treasurers and CFOs to take steps to strengthen working capital and "future-proof" their operations to prepare for tomorrow's challenges. J.P. Morgan offers four principles to consider.

J.P. Morgan Treasury Services Continues Asia Expansion

Asia continues to be in the forefront of economic growth and development, and J.P. Morgan is making sure it continues to build on its 100+ years of local history so that it can better serve clients in that region. Here are some recent highlights of our ongoing expansion in Asia, including our new branch in Chengdu, China; a new Korean language internet banking platform; an enhanced U.S. Dollar Clearing – Asia Direct product; and the launch of escrow services in Australia and Singapore.

The Next Big Thing:

In the post-financial crisis world, banks are poised to help clients take advantage of emerging technologies to gain a competitive edge. Corporate clients want faster access to deeper levels of information – and banks can play a central role in making this happen.

The challenge, according to Lloyd O'Connor, Managing Director and Regional Product Executive, will be to deliver critical information in ways that are meaningful, relevant and timely. "Banks and their clients find themselves at an inflection point," says O'Connor. "They have an opportunity to fundamentally reinvent the way information is accessed and aggregated. And they have to transition away from services they rely on today in order to embrace solutions based on emerging technologies with far greater promise."

Three Steps to Make Healthcare More Affordable

The protection of your accounts and financial information against fraud should be one of your top priorities. The best way to protect your business is to have a plan in place before the problem occurs. With a combination of strict internal controls and bank solutions, you can significantly reduce your exposure to payment fraud.

Are You Ready for Summary Prospectus?

As the SEC’s Summary Prospectus rule places greater disclosure burdens on U.S. funds, join experts from J.P. Morgan and RR Donnelly in a discussion on what this means for managers, service providers and investors across the fund community.

12 noon ET, 11:00 a.m. CT

Creating a Sustainable Liquidity Management Strategy

This session will explore how a well-designed liquidity management strategy can help investment managers effectively address operating, risk, liquidity and investment performance challenges, while supporting overall business objectives – in any market environment.

8:30 a.m. ET; 1:30 p.m. BST

Economic Outlook for the markets for the second half of 2009.

David Mackie, Head of Western European Economic Research, and Mislav Matejka, Head of European Equity Strategy will provide an economic outlook for the second half of 2009. Included will be a framework for economic growth prospects, sector strategy for portfolio positioning, factors affecting company performance and views about sectors and key drivers of consensus EPS forecasts.

10:30 a.m. GMT

FAS 161: New Derivatives Disclosures.

J.P. Morgan experts will cover key concepts of FASB Statement No. 161, the impacts to reporting entities and regulatory and disclosure requirements. The seminar will also include the implications of the most recent FASB issuance, FSP No 157- 4.

12 noon ET, 11:00 a.m. CT

Identifying shareholders and monitoring ownership changes for ADR Issuers.

Knowing who holds your company’s shares and ADRs is essential for IROs. Understanding ownership and how it changes is important to many aspects of IR, such as targeting, building relationships and measuring program performance. Practitioners from J. P. Morgan's DR Group and Thomson Reuters will explore how Shareholder Identification and market surveillance can enhance your IR program.

10:00 am ET

Interactive Data Evaluated Pricing Overview: A Special Presentation for J.P. Morgan Clients

Join experts from IDC and J.P. Morgan who will discuss evaluated pricing services and quality control procedures, followed by an 820/FAS 157 overview.

12:30 p.m. ET, 11:30 a.m. CT

J.P. Morgan Regulatory Update: FAS Statement No. 161 Disclosures

Join J.P. Morgan experts for a review of FAS 161 disclosure requirements and reports that J.P. Morgan has developed to support financial statement preparation.

Noon ET; 11:00 a.m. CT.

Proxy Solicitation - Overview and Guidance for the DR Issuer

Proxy solicitation is a key component for issuers navigating the corporate governance landscape. Today, investors are more focused on important issues such as ongoing risk management strategies, executive pay and company performance with respect to their financial holdings. Join John Bibas, Managing Director, D.F. King Europe, and Diana Braham, VP, J.P. Morgan DR IR Advisory Group, as they review the basics of proxy solicitation and how it impacts shareholder meetings.

8:00 a.m. BST; 9:00 a.m. CET

SEC Focus on Custody Rules - What This Means to Fund Managers and Custodians

Join J.P. Morgan experts as they discuss the SEC's proposed amendments intended to substantially increase protections for investors' assets and the impacts to third-party administrators and custodians.

12:00 p.m. ET

Securities Lending Market Update

Join J.P. Morgan to review third quarter securities lending market activity and expectations for the fourth quarter. The call will include updates from our fixed income lending, equity lending and investment desks, as well as key regulatory developments impacting the securities lending market.

12:00 p.m. ET; 17:00 BST

The Impact of OTC Derivatives Industry Change on Buy-side Operations.

Join us for a webinar exploring the unprecedented level of industry change in the post-trade processing of OTC derivatives, and how these dynamics may impact OTC operational processes at Buy-side firms.

2:00 p.m. GMT; 9:00 a.m. ET; 8:00 CT

1031 Exchange News

Read what others are saying about 1031 Like-Kind Exchanges.

1031 Guide for Practitioners

Learn the essential elements of a 1031 Exchange transaction.

1031 Knowledge Exchange Quarterly Newsletter Q107

1031 Knowledge Exchange Quarterly , is an e-newsletter sent to to U.S. taxpayers including corporations and individuals who wish to sell obsolete assets and acquire replacement property, without paying capital gains tax or depreciation recapture.

1031 Like-Kind Reverse Exchange Rules and Steps

The Reverse Exchange is a variation of the standard Forward Like-Kind Exchange (LKE) that provides a way to defer the tax on capital gains or ordinary recapture from the sale of real and personal property when replaced with Like-Kind assets.

10 Important Lessons for Creating Value
Through Best-In-Class Capital Allocation

Over the past 10 years, S&P 500 firms have allocated about $3.9 trillion to capital expenditures and $1.4 trillion on research & development. But as the impact of the financial crisis begins to fade, decision makers are shifting their focus from liquidity and balance sheet strength to capital allocation and value creation. This report debunks some of the myths surrounding capital allocation and describes the components of an efficient allocation process.

10 Questions to Consider When Managing Liquidity

10 Questions to Consider When Managing Liquidity: When managing liquidity in a turbulent market, corporate treasurers should keep these basic questions in mind.

2007 HTS Updates - Prepare Now!

This white paper highlights how the pending 2007 changes to the Harmonized Tariff System can impact your supply chain, and provides ten tips to take now to ensure that your global trade operations do not suffer.

2007 NACHA Rule Changes

Define Individual Name Field as Mandatory for TEL & WEB - Effective September 21, 2007
This amendment will change the definition of the Individual Name Field in TEL and WEB entries from Required to Mandatory. While the omission of data in a Required field may cause it to reject at the RDFI, the omission of data in an Mandatory Field will cause it to be rejected by the Operator.

2008 NACHA Rule Change

The Company Name Identification Rule - Effective June 20, 2008
The Company Name Identification Rule ("Rule") is a component of National Automated Clearing House Association’s (NACHA's) comprehensive risk management strategy for the Automated Clearing House (ACH) Network. The Rule is intended to enable Receivers to more readily identify Originators and other parties that are the sources of ACH transactions. The Rule will improve ACH Network quality by reducing the number of entries that Receivers do not recognize and that require investigation and exception handling by Receiving Depository Financial Institutions ("RDFIs").

2009: A Tough Year for Trade

Global trade has received a great deal of press coverage in 2009 and, on the whole, the news has been sobering. The Wall Street Journal, Financial Times, and New York Times have run multiple features on the dearth of trade finance available to exporters and importers globally. Each article looks at various aspects of this crisis — credit constraints, rapidly falling levels of merchandise trade, unhealthy banks, increasing regulatory scrutiny — and shows its negative impact on the global trade community.

2009 Economic Outlook for Treasurers

Listening to J.P. Morgan Podcast content is easy. You can download and listen to a file at your computer now, or subscribe to learn about new content when it is available.

Able to maintain efficiencies while expanding globally?

The global market offers incredible growth potential for the mutual fund industry. Overseas investors have an appetite for the enhanced rate of return that mutual funds can provide. Your company continues to expand your distribution channel overseas.

About 1031 Like-Kind Exchanges

As the leading provider of IRC 1031 Like-Kind Exchange services, J.P. Morgan Property Exchange offers clients valuable expertise in the direct swap, deferred or non-simultaneous exchanges.

About J.P. Morgan Property Exchange

J.P. Morgan Property Exchange Inc. is one of the country's leading providers of IRC Section 1031 Like-Kind Exchange (LKE) consulting and Qualified Intermediary (QI) services. JPEX's comprehensive tax-saving programs include forward LKEs and Revenue Procedure 2000-37 Exchange Accommodation Titleholder (EAT) services for real estate, aircraft, and personal property.

About JPMorgan Chase Vastera

Since 1991, JPMorgan Chase Vastera has provided clients with Global Trade Management (GTM) solutions that reduce risk, improve compliance, monitor and track business performance and streamline the flow of international shipments. The bottom-line benefits include lower product costs and faster time to market.

About Us

Since the establishment of its first European office in London over 100 years ago, J.P. Morgan has been at the forefront of offering industry leading global solutions delivered with local expertise.

Access the Power of e: JPMorgan Internet-based Services

Explore our wide range of Internet solutions. E-enabling core processes is a cornerstone of enhancing working capital efficiency. JPMorgan takes a realistic approach to integrating automated solutions with traditional, paper-based processes. Leverage our leadership in electronic payments and treasury and cash management services to enhance your bottom-line performance.

Account Analysis

If banking service fees for some of your accounts are currently billed on your bank statement, beginning in August, service fees for these accounts will be reflected on a monthly Account Analysis statement, which you will receive in addition to your current bank statements. If you have Account Analysis fees due, these fees will be paid through a direct debit to your demand deposit account (DDA) on the 15th calendar day of the following month, beginning with your August activity. If the 15th calendar day falls on a weekend or bank holiday, your DDA will be debited on the next banking day.

Account Analysis

JPMorgan Chase is committed to consistently enhancing the treasury services we provide and keeping you informed about of these changes.

Account Analysis EDI/822

Chase is committed to providing treasury services for your business needs. As your account(s) transitions to Chase, your electronic account analysis statement (EDI/822) will be transitioned to a new billing system and delivered from a new source.

Accounting Reporter

Investment reporting is an essential part of the fund management process for institutional investors and fund managers. Accounting Reporter provides comprehensive reporting of verified accounting and valuation information is critical to the investment decisions made by investment professionals.

Accounting Statements

J.P. Morgan takes accounting statements in a new direction by offering a way for clients to view official audited financial statement reports (FSRs) from anywhere in the world at any time through its Web-based client portal—J.P. Morgan ACCESSSM.

Accounting Statements

J.P. Morgan takes accounting statements in a new direction by offering a way for clients to view official audited financial statement reports (FSRs) from anywhere in the world at any time through its Web-based client portal—JPMorgan ACCESSSM.

Account Reconciliation Processing

JPMorgan Chase offers additional fraud prevention through our Teller Line Positive Pay service. With Teller Line Positive Pay, the teller system is updated every 30 minutes throughout the day with issues, cancels and stops on Positive Pay accounts. If an exception is detected, the check will not be cashed, and the person presenting the check for encashment will be referred to you, as drawee of the check. Timely and accurate input files for these accounts are imperative.

Account Reconciliation Processing (ARP)

If you subscribe to our Payee Name Verification service, Positive Pay and Payee name exception delivery will be by 11 AM, ET. If an item presented does not meet positive pay criteria, exception detail will be presented to you as a Positive Pay Exception only. There will be only one description reason, Positive Pay criteria being the primary hierarchy. There will be no change to your exception decisioning time.

Account Reconciliation Services

Reduce the administrative expense and time associated with the manual balancing of your bank accounts and gain fast access to your account information. Depending on your needs and specifications, we provide reconciliation of both outstanding and/or paid checks in addition to check imaging services for capture, storage and delivery.

Account Services

For clients with deposit, custody and investment accounts with J.P. Morgan in a range of world currencies, we also provide a variety of time- and resource-saving account services. These services include Internet DDA statements, account reconciliation services, paper or electronic information reporting, and account- or transaction-based alerts and notifications.

Accounts Payable Automation and Cash Flow Management Solutions

J.P. Morgan's Order-to-Pay is the most comprehensive, on-demand service for automating accounts payable. A key component is a shared supplier network that connects buyers with tens of thousands of suppliers for exchanging electronic purchase orders, invoices and payments.

Accounts Payable Automation Case Studies and Testimonials

At J.P. Morgan, we are relentless in our pursuit of customer satisfaction and customer loyalty. We understand that success comes from knowing the needs of our customers and what drives them, then delivering quality solutions at all levels to exceed their expectations.

Accounts Receivable Check (ARC) Conversion

When your customers pay by check, Accounts Receivable Check (ARC) Conversion enables you to collect funds electronically through the ACH Network with the potential for faster collections and reduced float. Returns are also processed more efficiently, facilitating improved collection and enhanced credit and fraud risk management.

ACH

ACH

ACH

A Changing Euro Payments Landscape

The Euro payments landscape is facing unprecedented change with the single euro payments area (SEPA) and Target2. J.P. Morgan can help financial institutions and corporations streamline their payments processes, reduce costs and risk.

ACH Concentration Service

JPMorgan ACH Concentration Service enables the automated ACH transfer of funds from local bank accounts to a JPMorgan concentration account. Deposit reporting input can be by touch-tone telephone or headquarters entry.

ACH Fraud Solutions

Experts project that ACH fraud will continue to be a growing threat as the movement toward electronic payments gains momentum. According to the latest AFP Payments Fraud and Control Survey, more than a third of all fraud attempts or actual events in 2008 were ACH credit or debit transactions.

Achieving maximum efficiency for procurement dollars spent?

Your company would like to re-engineer the payments process to save costs for your purchasing function.

ACH Origination and Data File Exchange Connectivity

Communications of U.S. ACH transactions and related reporting have never been easier. With SWIFTNet services and JPMorgan Chase, you can leverage FileAct, a cost-effective file transfer solution, to securely exchange files between two parties.

ACH Payment Solutions

Streamline the accounts payable process with the largest originator of Automated Clearing House Services (ACH) transactions in the world. ACH enables clients to initiate many forms of debits and credits in a variety of applications and formats, providing flexible solutions to meet your payment needs.

ACH Point-of-Purchase (POP) Check Conversion

Leverage point-of-sale technology to increase speed of consumer payments, reduce return item risk and improve liquidity to enable quicker use of funds. Because consumer checks are converted to ACH transactions at the point of purchase, you can significantly reduce back-office labor costs, check deposit preparation and handling costs and check clearing fees.

ACH Preemptive Processing Intelligence (PPI)

Improve your electronic payment collection rates by preemptively identifying exception items. ACH Preemptive Processing Intelligence (PPI) enables faster settlement by addressing return issues up front and using corrected return item information in a timely manner. It further streamlines your payment collection process, helping you manage cash and risk more effectively.

ACH Receivables Solutions

Streamline the accounts receivable process and improve cash concentration with the largest originator of ACH transactions in the world. ACH enables clients to initiate many forms of debits and credits in a variety of applications and formats, providing flexible solutions to meet your payment needs.

ACH Re-Presented Check (RCK) Conversion

Improve exception item processing with electronic collection of returned checks. Returned consumer checks can be submitted more efficiently and up to two additional times through the ACH Network, resulting in reduced payment collection times and improved funds availability.

A Closer Look into Purchasing Card Best Practices

Details of a webinar presented by Dr. Richard Palmer, co-creator of the 2005 Purchasing Card Benchmark Survey Report, digs deep into key success factors of best practice P-Card programs. Learn what your industry peers are doing to optimize program performance. Sponsored by MasterCard.

ADB, JPMorgan Enter Risk Mitigation Pact to Facilitate Trade in Developing Asia

JPMorgan and the Asian Development Bank (ADB) announced today they have entered a risk-sharing agreement that will enhance support for international trade in developing countries in Asia.

Additional Solutions

Chase is one of the leading check clearing banks in the United States, serving major financial institutions with around-the-clock processing at 15 sites located in 12 states.

ADM Derivatives Consolidates Its Multicurrency Flows with JPMorgan Chase

ADM Derivatives, Inc. has selected JPMorgan Chase to consolidate back office multicurrency clearing activities. ADM Derivatives has been newly launched to offer foreign exchange (FX) services to ADM Investor Services’ institutional and retail clients and JPMorgan Chase will provide the new entity with a scaleable solution comprised of Continuous Linked Settlement (CLS) Third Party Services and a suite of multicurrency accounts. ADM Derivatives will benefit from improved liquidity management and investment opportunities, centralized reporting and a single pricing model for all currencies.

A DNA For Payments That Can Be Read Around the Globe

Industry experts largely agree the biggest obstacle to widespread adoption of a universal language for payables and receivables straight-through processing is the price tag for investments in A/P and A/R systems. Banks are playing a leading role in developing XML standards as a cheap and easy-to-implement payments solution that also can be used for electronic data interchange to support the supply chain.

ADR Cross-Book Maximizer

JPMorgan's innovative technology provides ADR traders with increased institutional liquidity, reduced transaction costs, elimination of the capital outlay requirement, convenience through automation, reduced transaction risk, increased execution speed and anonymity.

ADR MAX

JPMorgan's Cross-Book Maximizer (MAX) is the ADR market's first online, automated marketplace for ADR traders and brokers to execute ADR-ordinary share exchange transactions.

Advanced Search Screen Error Message

The error message on the Positive Pay Advanced Search screen will be changed to say, "No exceptions found for the search criteria selected". This message will be displayed in a pop-up window that when clicked will return you to the Advanced Search screen.

Advice, Insights and Trends in Treasury

J.P. Morgan has a tradition of driving innovation and promoting dialogue throughout the financial services industry.

AEO — Financial & Physical Supply Chain Security
Online Seminar

Authorized Economic Operator (AEO) goes into effect in January 2009. What is your organization doing to ensure your operations are compliant? Access the AEO webinar presentation or a link to a media recording by filling out the information below.

A full-serivce response to the growth of managed accounts

Managed accounts are one of the fastest growing segments of the investment management industry. Among the many factors contributing to the product's growing appeal are the value investors place on the products' transparency, customization and tax efficiency.

Aksia To Offer Measurisk Transparency To Clients

Leading risk analytics provider Measurisk, LLC, today announced that it has entered into an agreement to make its risk transparency information available to clients of Aksia, an independent hedge fund research and advisory firm headquartered in New York.

Already achieved optimal efficiency in Europe?

In the current marketplace companies are intensifying their focus on how to increase the value of existing resources, reduce costs and streamline administrative processes to improve efficiency. JPMorgan can provide an advisory and outsourcing solution that helps you achieve these goals.

Already joined CLS?

Continuous Linked Settlement (CLSTM*) has gained acceptance as a vital risk-reduction tool. The introduction of four new currencies-Swedish krona, Norwegian krone, Danish kroner and Singapore dollars-should add to the volume already handled for U.S. dollars, euros, U.K. sterling, Swiss francs, Canadian dollars, Australian dollars and Japanese yen.

Already Web-enabled your billing process?

As a technology company you seek to integrate technology into your own business applications. The billing process is an ideal candidate for e-enablement. Paper invoices won't impress your clients. And as global sales expand, your company needs a common billing platform in order to present uniform invoices to clients with multiple locations.

Alternative Investment Portfolio Administration

The tracking, measurement and reporting of alternative investments are just some of the demand's facing today's limited partners. For these LPs, J.P. Morgan offers Alternative Investment Portfolio Administration services to clients seeking support in the management of their alternative investment portfolios.

Alternative Investments: Bundled Services

As an extension of its Customized Service Solutions, JPMorgan has gone one step further to provide its clients with a "one-stop shop" for servicing traditional and non-traditional CDOs.

American Century Investments Names J.P. Morgan As Sole Provider of Custody and Fund Services For $100 Billon In Assets

J.P. Morgan Worldwide Securities Services is the primary custodian and securities lending agent for American Century, but under the new arrangement, J.P. Morgan will be the sole provider for those services and will also provide fund accounting, financial reporting and tax services, pending contract finalization. The new services will be provided by J.P. Morgan’s Boston-based Fund Services unit, which is part of the firm's global integrated fund accounting platform with locations in the U.S., Europe and Asia.

A New Era in China Begins

JPMorgan first established branches in Shanghai and Tianjin in 1923 and 1933, respectively. We returned to China to open our third office in 1982 — this time in Beijing. Until last fall, we were a foreign bank with branches in China, allowing us to pursue banking activities but on a more limited basis. Being locally incorporated now allows us opportunities to provide a fuller range of wholesale banking products and services.

Announcing a New Summary Report for ABS Transactions

JPMorgan is pleased to introduce a new Compliance Summary Report for our ABS clients who receive other CDO reports. This new Summary Report does not replace any existing reports; the Summary Report offers our ABS clients a unique summarized view of their deal data.

Anthem and JPMorgan Announce Health Savings Account Affiliation

– Consumers will be able to enjoy more options and flexibility to pay for health care expenses, gain more control over their health care dollars, reap tax benefits and plan for retirement as a result of Anthem Blue Cross and Blue Shield’s (Anthem) introduction of its Health Savings Account

Any view, any time: the transformation of VIEWS

The rapidly changing regulatory environment is a good example of the kind of circumstances that have moved clients to increasingly demand improved real-time access and drill down capabilities to highly accurate data, to help them meet their reporting requirements. In response to that demand, JPMorgan has developed a very flexible, comprehensive reporting suite vital for clients conducting business in today's dynamic marketplace.

A Premier Provider of Asset Servicing

JPMorgan Fund Services is a premier provider of broad based asset servicing to meet the complex, evolving needs of leading investment managers, pension funds, endowments and foundations.

AP Trac

JPMorgan Xign is widely recognized for its leadership role and best practice approach to business settlement and Order-to-Pay automation.

AP TracSM

AP Trac extends the value of your commercial card program by converting high dollar invoice payments to an electronic, "ACH-like" process. AP Trac utilizes a p-card account number and automates the settlement process for accounts payable payments. Utilizing a buyer-initiated process, AP Trac provides the necessary remittance data to effectively reconcile the payment with your internal accounting systems.

AP TracSM

AP TracSM is an electronic card-based settlement solution for accounts payable at mid-size and large companies as well as government agencies and universities. AP Trac integrates with existing financial or ERP systems and transmits payments directly to suppliers via the MasterCard® network without requiring any supplier intervention. AP Trac helps clients move towards electronic payments via straight-through "ACH-like" processing with enhanced data capture for streamlined reconciliation. Throughout the process, buyers and their suppliers have visibility to the status of payments and historical records through a user-friendly, web-based portal.

Are foreign health plans giving you a headache?

When payments are subject to the variable rules of local bureaucracies, and are in multiple foreign currencies, forecasting receipts can be challenging.

Are M&A and spin-off activities disrupting your treasury?

You are challenged to integrate newly acquired companies into your existing treasury processes. You may want to use your information reporting tools to track a company before integrating its treasury.

Are you achieving the best yield on excess cash?

Pharmaceutical companies are cash rich, with high operating margins. Your company wants to maximize returns on excess operating cash balances that are located in diverse locations.

Are you maximizing your treasury resources?

As your company continues to globalize, you face the challenge of managing resources globally. Should you centralize regional treasury centers? What is the optimal treasury structure? When is outsourcing a better alternative to building?

Are your formats up to date?

Are you experiencing international payment delays and extra charges? Here's help on navigating FATF and SR VII.

Are You Tuned In To Your Customers?

Managing the intake of customer payments is a challenge for most consumer-facing businesses. JPMorgan Chase's Pay Connexion solution streamlines the process while delivering flexible user-friendly options to your customers. Sign up for your 30-minute private consultation and learn how Pay Connexion can deliver value to your business.

As China Rises, So Do Trade Flows

Learn how J.P. Morgan is gearing up to meet the challenges and opportunities of China trade.

Asia-Pacific

Treasury Services is focused on providing cash management, liquidity and trade services to help our clients (both financial institutions and corporates) drive efficiency, reduce risk, and optimize working capital and supply chain processes. J.P. Morgan’s extensive presence in Asia dates back to the 1920s and today we have thousands of professionals across 15 countries throughout the region.

Asia Perspective

Asia Perspective aims to provide a holistic view of some of the major trends impacting TSS and to raise readers' awareness of the issues and implications for JPMorgan.

Asia Perspective

Asia Perspective aims to provide a holistic view of some of the major trends impacting TSS and to raise readers' awareness of the issues and implications for JPMorgan.

Asset Allocation

Once an asset/liability analysis has been completed, JPMorgan helps clients identify the appropriate asset allocation to generate the required rate of return.

Asset and Mortgage Backed Securities Update: December 2004

We hope you enjoy the December 2004 issue of the Asset and Mortgage Backed Securities Update, an e-newsletter focused on delivering information on product offerings that matter most to our clients in the asset-backed and mortgage-backed securities markets. Below are a list of articles about our Master Servicing capabilities, the product offerings of our Asset Servicing division, our global presence, and technology updates.

Asset and Mortgage Backed Securities Update: June 2005

We hope you enjoy the June 2005 issue of the Asset and Mortgage Backed Securities Update, an e-newsletter focused on delivering information on product offerings that matter most to our clients in the asset-backed and mortgage-backed securities markets. Below are a list of articles about our Master Servicing capabilities, the product offerings of our Asset Servicing division, our global presence, and technology updates.

Asset and Mortgage Backed Securities Update: October 2005

We hope you enjoy the latest Asset and Mortgage Backed Securities Update, an e-newsletter focused on delivering information on product offerings that matter most to our clients in the asset-backed and mortgage-backed securities markets. Below are a list of articles about our Master Servicing capabilities, the product offerings of our Asset Servicing division, our global presence, and technology updates.

Asset Backed Securities

JPMorgan offers a full range of trust and administrative services for prime and sub-prime asset backed transactions across a multitude of consumer and commercial assets.

Asset Liability Analysis

JPMorgan employs a quantitative approach to describe the economic nature of institutional liabilities and the extent to which funding sources may be used under varying circumstances. Once completed, this analysis helps maximize the probability that the return on plan assets exceeds the growth of plan liabilities, and minimizes the probability of using any funding source.

Asset Manager Solutions Group

Building and maintaining a successful global business demands total commitment and focus. With the high costs and risks involved, asset managers are continually focusing expertise and resources on achieving their key business objectives of investment performance, product development, distribution, and client service. JPMorgan provide a consultative approach that is based on your needs and leverages our global operating model, scale and local expertise.

A Tangled Web

Much like a spider weaves a web connecting different threads, corporate supply chains within the European Union (EU) are a network of many cooperating entities with the end goal of transporting goods across multiple borders in a cost-effective, timely, efficient and secure manner.

ATM Business Deposit Card

Track ATM deposits from multiple employees by using one master account with unique sub-account identifiers. By moving field deposits directly into your master business account, you save time and expedite funds availability.

Attribution Analysis

JPMorgan uses attribution analysis to identify the source of performance differences relative to a benchmark, using proprietary and third-party vendor models as well as the Fama/French "Three-Factor Model" which considers the risks related to market capitalization, style as measured by book-to-market ratio and generic market exposure.

AustralianSuper Selects JPMorgan For Private Equity Fund Services

JPMorgan PEFS will manage and support various processes for AustralianSuper, including alternative investment performance and investor tracking, while also assisting with the streamlining of AustralianSuper’s private equity instructions process. JPMorgan’s technology is the result of 10 years of private equity fund administration experience.

Automated Clearing House (ACH)

ACH is faster, cheaper and more secure than traditional payment and collection methods. And with higher check processing costs due to fewer checks being written, ACH check-conversion services offer a more efficient, eco-friendly alternative. Look to J.P. Morgan — number one in ACH originations for more than 30 years — for new ways to expedite payment and increase operational efficiencies.

Automated Clearing House (ACH)

For 34 years, J.P. Morgan has led our industry as the #1 ACH originator. We are also proud to be ISO 9001 certified, which demonstrates our unique commitment to providing exceptional customer service and enabling timely, quality transactions.

Automated Clearing House (ACH)

For 32 years, we have lead our industry as the #1 ACH originator. We are also proud to be ISO 9001 certified, which demonstrates our unique commitment to providing exceptional customer service and enabling timely, quality transactions.

Automated Clearing House (ACH) Transaction Reporting Changes

Effective November 13, 2006, descriptive text for ACH transactions will include "field tags" to more clearly identify data in both Prior Day and Current Day printed reports and BAI2 files. While the transaction itself remains fundamentally unchanged, the field tags may assist you in applying the detailed information supplied with the item.

Automated Overnight Sweep Investments

Capture late and unexpected credits to your operating account and sweep end-of-day funds automatically into one of several investment vehicles to enhance yield on excess balances.

Automatic Dollar Transfer (ADT)

If you are currently assessed a per-item charge for each of your processed ADT, charges will occur through monthly ADT Service Charges on Account Analysis. After the upgrade, the per-item fees will be eliminated.

Automatic Funds Transfer and Zero Balance Accounting

With Automatic Dollar Transfer (ADT), you can automatically transfer funds between your JPMorgan Chase accounts. Whether looking to reduce idle balances or to eliminate the need for manual funding of payroll accounts, ADT can help you manage and control your account funding process.

Automotive

Businesses within the automotive industry have a complex set of financial needs. Our dedicated team of automotive finance specialists builds and maintains relationships between manufacturers, parts suppliers and lending agencies to better help you create a package of financial solutions that address the unique needs of your dealership. Whether you require day-to-day cash management strategies to enhance working capital, credit and lending solutions for your operational expenses, or financing for acquisitions, JPMorgan Chase Treasury Services can help.

Auto Transmittal Acknowledgement

This page provides details for clients regarding enhancements to Payables Web Services (PWS).

Avoid Failed Ruble Transactions

The financial environment in Russia is complex, but making payments can be easier and more timely.

Awards & Accolades

J.P. Morgan continues to solidify its leadership position by consistently receiving top ranking in industry surveys.

Awards & Accolades

J.P. Morgan Treasury Services is proud to be recognized for our global leadership in the areas of cash management, trade finance, card solutions, liquidity, payments, receivables and information management. These awards demonstrate our commitment to providing you, our customers, with the right solutions, because your reality is our business.

Ay Caramba! Mexico’s New Customs Regime

A prime objective of the government of Mexico is to promote its interests abroad. Efforts to revitalize its economy and open up to international competition have resulted in scores of free trade agreements – more so than any other country. In addition, Mexico seeks to improve its cross border processes by revamping outdated customs processes and procedures. Currently, Mexican customs officials are working to pilot a new customs regime that seeks to attract more foreign investment by improving importers’ supply chain speed and mitigating the delays frequently associated with time-intensive processes and procedures at the port of entry.

Back-Office Check Conversion (BOC)

If you process a significant volume of paper checks, use our back-office check conversion (BOC) to convert eligible checks received at the point of sale into electronic debits processed through the ACH network. You reduce check float and improve the potential for faster collections. Also, as returns are processed more efficiently, you improve collections and enhance credit and fraud risk management.

Back to Basics: Managing Liquidity in a Time of Market Turmoil

In discussions with clients, it is clear that the issues treasurers find particularly challenging today are those touching on the fundamentals of their own and their banks' processes vis-à-vis investment policy, strategy, discipline, transparency, standards and compliance.

Back to the Future: Revalidating the Supply Chain

For much of the past ten years, a key philosophy underlying developments in the trade finance world has been that of "dematerialization". Advances in communications technology and a related re-examination of the role played by financial service providers in the trade sphere have led to wide acceptance that the future direction of the business would be predicated upon the ability of firms to drastically reduce the amount of paper documents used in their day-to-day servicing and financing activities.

Bank by Mail

Submit deposits conveniently by mail and receive same-day processing to maximize working capital management and funds availability.

Bank Holidays

United States Bank Holidays 2009

Bankruptcy Deposit & Investment Services

As one of the world's largest financial institutions, J.P. Morgan can handle the unique requirements that bankruptcy and class action cases demand. J.P. Morgan is one of the only providers that offer a "one-stop" solution of all the services you will ever need to administer your case –from claims administration through disbursement of settlement and plan proceeds.

Bank Services Help Reduce Cash Flow Barriers

Whatever kind of business and however volatile the cash flows, treasurers can maximize the value of their cash holdings by more accurately identifying and predicting positions throughout the day to enhance investment or borrowing opportunities and therefore overall returns. But forecasting corporate cash flows even for 'today' can be like trying to predict the weather.

Bank-to-Bank Reimbursement

Bank-to-Bank Reimbursement facilitates the settlement of Letter of Credit transactions between two banks that deal in different currencies or do not have an account relationship with each other. Greater efficiencies result from Internet delivery of this traditional trade capability.

Behind the Numbers: How Supply Chain Operations Drive Financial Results

As a financial professional, you oversee the numbers that appear in financial statements. Over the past several months, you've seen these numbers wildly fluctuate. In today's global economic turbulence, do you have complete understanding how day-to-day business operations impact your financial statements?

Behind the Numbers: How Supply Chain Operations Drive Financial Results

Register to download "Behind the Numbers: How Supply Chain Operations Drive Financial Results"

Behind the Numbers: How Supply Chain Operations Drive Financial Results

Register to download "Behind the Numbers: How Supply Chain Operations Drive Financial Results"

Benefit Payment Services

JPMorgan provides benefit payment processing for defined benefit, defined contribution and nonqualified plans to more than 560 corporations. As a recognized market and thought leader in payment solutions, JPMorgan is at the forefront of industry changes and active in the development of enhanced payment alternatives to support customers’ needs as the industry evolves.

Benefit Payment Services

Flexible, accurate and efficient services for plan sponsors and participants.

Benefit Payments Services - Columbus, Ohio

JPMorgan Benefit Payment Services has a Client Service team in the Columbus, Ohio, McCoy Center. This team services 520 plan sponsors and provides benefit payment processing for over 1,000 plans. Each relationship has a dedicated client service representative, who acts as the plan sponsor's single point of contact, and each account has two assigned backups. The team, led by Bill Harris, provides plan sponsors with timely resolution for their benefit payment inquires, report requests, Web-based training on our InfoWeb application and transaction initiation.

Benefits for Corporate Entities - JPMorgan Prioritised Payments

As an alternative to the end-to-end New Priority Payments Scheme for Euros, you can request that an individual payment receives priority treatment within our payment infrastructure, up to and including, where-applicable, delivery into the clearing system.

Benefits for Financial Institutions - JPMorgan Prioritised Payments

This service is available for bank-to-bank or commercial euro payments delivered by Financial Institutions from any location. You can request priority treatment within our payment infrastructure, up to and including, where-applicable, delivery into the clearing system.

Benefits for Financial Institutions - RTGS Payment Requests

We are committed to routing our clients’ same-day euro payments quickly and efficiently. We participate in the key euro clearing systems, enabling us to offer a flexible and robust euro clearing service to achieve this goal. Settlement through an RTGS clearing system remains the most expedient option available. You may wish to identify which of your remaining payments you want settled through TARGET2. This may be a service that you offer to your customers for their payments or you may wish to select which of your own payments are paid this way.

Benefits for Financial Institutions - Simplified Settlement Instructions for euro payments to your account at JPMorgan Chase Bank, N.A., London

As a result of the changes we are making for TARGET2, JPMorgan Chase Bank, N.A., London will be fully addressable within the euro same-day clearing systems.

Benefits for Non-Bank Financial Institutions - JPMorgan Prioritised Payments

This service is available for bank-to-bank or commercial euro payments delivered by Financial Institutions from any location. You can request priority treatment within our payment infrastructure, up to and including delivery into the clearing system, where applicable.

Benefits for Non-Bank Financial Institutions - Secure Payment Confirmation

If you hold a euro account at J.P. Morgan AG and would like to have confirmation and notification of the time that your payment was successfully settled in TARGET2, use our Secure Payment Confirmation.

Best Practices for Cash Forecasting

Efficient and accurate cash flow forecasting helps make strategic debt, investment and working capital decisions. It may also be the best technique to predict and obtain accurate ending cash balance positions — a number Wall Street has come to use for measuring management effectiveness.

Best Practices for Implementing a Health Savings Account (HSA) Program

J.P. Morgan has issued a report titled "Best Practices for Implementing a Health Savings Account (HSA) Program," providing a step-by-step guide for employers who want to offer an HSA program to employees.

Best Practices in Emergency Financial Management Offered to Public Sector

Majority of Government Financial Managers Lack Emergency Preparedness Plan, According to Council for Excellence in Government, J.P. Morgan and Visa

Bondholder Service Center

JPMorgan's Bondholder Service Center provides extensive bondholder information, including transfer instructions, current tax forms (W-8 & W-9), answers to Frequently Asked Questions and a glossary of bond industry terms.

Brazil: Trade Just Got a Lot Easier

Historically, Brazil has been a challenge for multinational businesses. The large population is the ideal target for goods and resource for labor but the tax laws have made it difficult to profitably enter and grow in the market. Brazil has traditionally had a weak trade balance. With imports far outpacing exports, fiscal authorities implemented policies to control the inflow and outflow of foreign currency which had a negative impact to foreign businesses. At one time, these types of businesses were heavily taxed if they wanted expatriate profits. Therefore, the best option was to reinvest the money in Brazil — a great policy for Brazil but a difficult choice for global businesses with fluctuating working capital requirements.

Brazil: Trade Just Got a Lot Easier

Historically, Brazil has been a challenge for multinational businesses. The large population is the ideal target for goods and resource for labor but the tax laws have made it difficult to profitably enter and grow in the market. Brazil has traditionally had a weak trade balance. With imports far outpacing exports, fiscal authorities implemented policies to control the inflow and outflow of foreign currency which had a negative impact to foreign businesses. At one time, these types of businesses were heavily taxed if they wanted expatriate profits. Therefore, the best option was to reinvest the money in Brazil — a great policy for Brazil but a difficult choice for global businesses with fluctuating working capital requirements.

Breakfast Seminar Series Audio Replays

Listen to audio replays from our Breakfast Seminar Series featuring senior leaders from J.P. Morgan covering a range of topical subjects.

Briefing on SEPA Developments and Need for Large Corporate Input

Turning the single euro payments area (SEPA) from concept to reality will require the full cooperation of those who generate and receive payments to embrace their long-term needs for end-to-end STP along the payment chain. Only when this is achieved will pan-euro market infrastructures be embraced and start to replace the many domestic standards that apply today.

Brokerage Services

To help clients enhance investment returns by managing trading costs, JPMorgan's brokerage services combine the strength of JPMorgan Securities Inc., our affiliated broker dealer, with the market expertise of JPMorgan.

Broker Dealers

JPMorgan Chase Treasury Services provides broker dealer companies with a comprehensive portfolio of financial services to meet your unique requirements. We offer highly rated instruments and high-quality, scale processing to help you achieve cost and operational efficiencies through automation. We help you eliminate the paper from your financial transactions with digitized document delivery and storage that also facilitates disaster recovery.

Buddy Funderburg

Mr. Funderburg is responsible for business development on the oil & gas/power/ mining team.

Bulk Image Retrieval

This page provides details for clients regarding enhancements to Payables Web Services (PWS).

Business Continuity: Are You Prepared?

Now, more than ever, businesses must take a hard look at treasury readiness to meet business continuity challenges.

At J.P. Morgan, our treasury readiness commitment extends beyond ensuring the resiliency of our own financial systems to helping our clients, vendors and competitors keep their systems up and running.

Business Continuity Planning: The Treasurer's Priorities

For the treasury, disaster recovery/business continuity is not just a matter of maintaining and monitoring internal systems and processes. Nor is it solely a question of ensuring back-up facilities can be depended upon. It is also important to guarantee that the treasury has options in the event of a serious outage by primary banking providers.

Business Deposit ExpressSM

If your business generally makes deposits of less than $10,000 a day, our suite of flexible services can help you make fast, convenient cash deposits at more than 2,100 branches, plus save time ordering and picking up coin and currency.

Business Internet DDA Statements and Transaction Information

There are lots of benefits to reducing your organization's monthly deluge of paper. J.P. Morgan can help by sending your business statements and transaction information electronically.

Business Internet DDA Statements and Transaction Information

There are lots of benefits to reducing your organization's monthly deluge of paper. By receiving your business statements and transaction information electronically, you can: reduce the cost to store paper statements or advices in a secure environment, research questions quickly and retrieve images in seconds, and avoid delays related to mail.

Business Overview

Wherever you do business, J.P. Morgan Treasury Services can help you achieve new levels of success, because your reality is our business.

Canada Tax Payments

J.P. Morgan is one of the world's largest providers of cash management services, helping clients worldwide optimize cash flows, manage liquidity, and make and receive payments. We help organizations achieve their financial goals in the United States, Canada and globally with integrated solutions for cash management, trade and logistics, foreign exchange, liquidity and commercial card services.

Can we brag a minute?

We are pleased to share that JPMorgan has recently won another award recognizing our patent-pending security technology. The award, from industry analysis firm Celent, recognized JPMorgan for our Portable Security Transaction Protocol (PSTP) describing it as a model for banking security technology.

Can You Make Cash with Currency?

Pension plans, endowments, and foundations allocate a significant portion of their total portfolio to foreign assets in both developed and emerging markets. In a recent study of institutional investment strategies, the J.P. Morgan Investment Analytics and Consulting group found that U.S. investors, on average, have targeted a 20% allocation to international investments. This sizeable allocation, if left un-hedged, has benefited from the weakness in the U.S. Dollar over the last several years. For the most recent year, the gain on currency has helped bolster these international equity returns by an estimated 9.64% (see Exhibit 1). Even longer term, the currency gains as a proportion of the total international return has been significant.

Capital Market Services

As a leader in advising clients on strategies for the future, we offer a world of resources to institutions that are looking for solutions for investment, growth, risk management and beyond.

Card Solutions for the Federal Government

Our card solutions are designed to streamline ordering, procurement, payment and administrative procedures and reduce administrative costs. We help you take advantage of innovative, state-of-the-art technology by providing access to highly secure electronic systems. Looking for more out of your card programs? Looking to Earn More Refunds? Look no further than J.P. Morgan.

Case Studies for Corporations

The case studies below exemplify our expertise and ability to meet your needs, regardless of asset type and capital reallocation strategy, and illustrate some of the many applications of IRC 1031 Like-Kind Exchanges.

Case Studies for Individuals

J.P. Morgan Property Exchange's industry expertise is unparalleled. Our team of attorneys and transaction specialists has conducted exchanges of a diverse range of asset types to meet our clients' varying capital reallocation strategies.

Case Study: Accelerating a Government Process from Months to Days

A cabinet-level agency of the U.S. government dedicated to national security. Headquartered in Washington, D.C., this federal agency employs more than 15,000 people in nearly 250 locations around the world.

Case Study: Beam Global's Successful Travel Card Program Sees Further Improvement with Corporate Card and Expense Management Integration

Beam Global sought to further improve its successful corporate card program in order to reduce late fees, achieve superior spend control and visibility, and satisfy travelers with a quick and easy reporting and reimbursement process.

Case Study: Chase's Imaging Solution Delivers Immediate Savings to First State Bank

The implementation of Chase's image cash letter solution allowed First State Bank to expand its deposit window by two hours, and completely eliminate courier costs associated with physically transporting deposit checks, saving the bank three to four thousand dollars a month in transportation expense alone.

Cash Collateral Management

J.P. Morgan provides the full range of clearance and collateral management services for your cash transactions. This includes serving as the repository for balances from mortgage servicing, or being designated an independent third party lockbox or management agent to hold the cash collateralizing securities borrowings between corporate entities. For cash held on the trust ledger, our flexible cash escrow arrangements can be designed to meet your needs for optimum liquidity, safety and control.

Cash Consolidation

Our physical cash concentration and notional pooling services enable you to create a single, global cash position. Benefits include optimizing liquidity, offsetting long and short positions for self-funding purposes, and maximizing funds for investment.

Cashing in on Liquidity and Investment Trends in 2005

GDP growth is expected to accelerate in 2005, reflecting increased economic activity. This trend necessitates increased investment to keep production apace with demand, while higher interest rates accentuate the value of cash reserves. In this environment, cash is a valuable asset that can spur financial growth, reducing more expensive debt, and working-capital requirements.

Cash Letters

Whether U.S., international, or multi-currency, JPMorgan Chase offers a full menu of cash letter services.

Cash Position Worksheet

Version 3.12 of the Cash Position Worksheet Software is now available for download and installation.

Cash Trade Execution

Cash Trade Execution (CTE) is a deposit placement product desiged by JPMorgan specifically for short-term cash investment.

Cash Vault Services for Corporations and Financial Institutions

With our flexible cash deposit and order options, financial institutions can conveniently service the branches in their network and businesses can meet the changing requirements of their corporate network.

Cazenove Capital Management Goes Live with JPMorgan for Securities Services

JPMorgan today announced that Cazenove Capital Management is now live with JPMorgan's global custody, fund administration and fiduciary solution. Cazenove Capital Management (CCM) selected JPMorgan as its main securities services provider for its �4 billion of UK and Irish funds.

CDO Update: April 2005

CDO Update, an e-newsletter, focuses on new Collateralized Bond Obligation, Collateralized Loan Obligation, and Collateralized Debt Obligation products, services, and industry news.

CDO Update: February 2006

CDO Update, an e-newsletter, focuses on new Collateralized Bond Obligation, Collateralized Loan Obligation, and Collateralized Debt Obligation products, services, and industry news.

Centralized Check Return Service

Consolidate check returns from multiple banks into a central account to expedite the process for managing returns and simplify your check return processing and information reporting.

Centralized Disbursement Services

Streamline your payments process and enhance the service provided to your clients. With our automated CATALYST® payment processing and reporting services, all payment transactions flow through one account while client funds are maintained in multiple discrete accounts.

Certificates of Deposit

Effective August 27, certificates of deposit (CDs) will have terms ranging between 14 days and 120 months. If a CD currently has a term shorter than 14 days, it will be converted automatically at the next maturity date to a 14-day term. If your CD currently has a term greater than 120 months, unless otherwise instructed, it will be converted automatically at the next maturity date to a 120-month term.

Cesar Estrada

Cesar Estrada is a Managing Director for J.P. Morgan's Worldwide Securities Services and head of Product Management for the Private Equity & Real Estate Services business.

Chase Cash Card

The Chase Cash Card enables government agencies to issue instant payments on-site via a debbit card for election worker pay, Department of Corrections payments, termination pay, petty cash, jury service pay, energy assistance, reimbursement expenses, employee awards and more.

Chase Commercial Online

If you subscribe to the Chase Commercial Online Service, effective August 27 two new service plan options for online access will be introduced: Standard and Premium. Both service plans will continue to offer a suite of solutions for your cash management needs.

Chase Direct Benefit Card

The Chase Direct Benefits Card from JPMorgan Electronic Financial Services (EFS) is an account-based, low-cost solution designed specifically for recipients of federal benefits, such as Social Security, Supplemental Security Income and Veterans Affairs payments.

Chase Direct Deposit Card

The National Council on Aging (NCOA) has partnered with Chase to provide the Direct Deposit Card – a debit card product for recipients of federal benefits, including Social Security payments.

Chase Direct Payment Card

The Chase Direct Payment Card from JPMorgan Electronic Financial Services (EFS) is an account-based, low-cost solution designed specifically for recipients of state and local government payments, such as child support, unemployment insurance and home energy assistance.

Chase HSA: A Smart part of your Financial Plan

Are you concerned about the rising cost of healthcare? The Chase Health Savings Account (HSA) lets you reduce your out-of-pocket expenses today by up to 30% or more, while saving tax-free for future healthcare costs at the same time. You get to control how your money is invested and how it's spent — so you can take charge of planning for a healthy tomorrow.

Chase HSA: Get a triple tax-advantage

Are you concerned about the rising cost of healthcare? The Chase Health Savings Account (HSA) is a great way to save tax-free for future healthcare costs, and reduce your out-of-pocket expenses by up to 30% or more.

Chase HSA: It's the smart way to save

Are you concerned about the rising cost of healthcare? The Chase Health Savings Account (HSA) lets you reduce your out-of-pocket expenses today by up to 30% or more, while saving tax-free for future healthcare costs at the same time. You get to control how your money is invested and how it's spent — so you can take charge of planning for a healthy tomorrow.

Chase HSA: It's the smart way to save

Are you concerned about the rising cost of healthcare? The Chase Health Savings Account (HSA) lets you reduce your out-of-pocket expenses today by up to 30% or more, while saving tax-free for future healthcare costs at the same time. You get to control how your money is invested and how it's spent — so you can take charge of planning for a healthy tomorrow.

Chase HSA: It's the smart way to save

Are you concerned about the rising cost of healthcare? The Chase Health Savings Account (HSA) lets you reduce your out-of-pocket expenses today by up to 30% or more, while saving tax-free for future healthcare costs at the same time. You get to control how your money is invested and how it's spent — so you can take charge of planning for a healthy tomorrow.

Chase HSA: Looking for a tax break?

Are you concerned about the rising cost of healthcare? The Chase Health Savings Account (HSA) lets you reduce your out-of-pocket expenses today by up to 30% or more, while saving tax-free for future healthcare costs at the same time. You get to control how your money is invested and how it's spent — so you can take charge of planning for a healthy tomorrow.

Chase HSA: Looking for a tax break?

Are you concerned about saving for the rising cost of healthcare? The Chase Health Savings Account (HSA) is a great way to save tax-free for future healthcare costs, and reduce your out-of-pocket expenses by up to 30% or more.

Chase HSA: Looking for a tax break?

Are you concerned about saving for the rising cost of healthcare? The Chase Health Savings Account (HSA) is a great way to save tax-free for future healthcare costs, and reduce your out-of-pocket expenses by up to 30% or more.

Chase HSA: Looking for a Tax Break?

Are you concerned about the rising cost of healthcare? The Chase Health Savings Account (HSA) lets you reduce your out-of-pocket expenses today by up to 30% or more, while saving tax-free for future healthcare costs at the same time. You get to control how your money is invested and how it's spent — so you can take charge of planning for a healthy tomorrow.

Chase HSA: Make Your Healthcare Dollars Go Further

Are you concerned about saving for the rising cost of healthcare? The Chase Health Savings Account (HSA) is a great way to save tax-free for future healthcare costs, and reduce your out-of-pocket expenses by up to 30% or more.

Chase HSA: Plan for a healthy tomorrow

Are you concerned about the rising cost of healthcare? The Chase Health Savings Account (HSA) lets you reduce your out-of-pocket expenses today by up to 30% or more, while saving tax-free for future healthcare costs at the same time. You get to control how your money is invested and how it's spent — so you can take charge of planning for a healthy tomorrow.

Chase HSA: Plan for a healthy tomorrow

Are you concerned about the rising cost of healthcare? The Chase Health Savings Account (HSA) lets you reduce your out-of-pocket expenses today by up to 30% or more, while saving tax-free for future healthcare costs at the same time. You get to control how your money is invested and how it's spent — so you can take charge of planning for a healthy tomorrow.

Chase HSA: Protect your family

Are you concerned about the rising cost of healthcare? The Chase Health Savings Account (HSA) lets you reduce your out-of-pocket expenses today by up to 30% or more, while saving tax-free for future healthcare costs at the same time. You get to control how your money is invested and how it's spent — so you can take charge of planning for a healthy tomorrow.

Chase HSA: Save for a healthy tomorrow

Are you concerned about the rising cost of healthcare? The Chase Health Savings Account (HSA) lets you reduce your out-of-pocket expenses today by up to 30% or more, while saving tax-free for future healthcare costs at the same time. You get to control how your money is invested and how it's spent — so you can take charge of planning for a healthy tomorrow.

Chase HSA: Save for a healthy tomorrow

Are you concerned about the rising cost of healthcare? The Chase Health Savings Account (HSA) lets you reduce your out-of-pocket expenses today by up to 30% or more, while saving tax-free for future healthcare costs at the same time. You get to control how your money is invested and how it's spent — so you can take charge of planning for a healthy tomorrow.

Chase HSA: Start Planning for a Healthy Tomorrow

Are you concerned about the rising cost of healthcare? The Chase Health Savings Account (HSA) lets you reduce your out-of-pocket expenses today by up to 30% or more, while saving tax-free for future healthcare costs at the same time. You get to control how your money is invested and how it's spent — so you can take charge of planning for a healthy tomorrow.

Chase HSA: Take charge of planning for a healthy tomorrow

Are you concerned about the rising cost of healthcare? The Chase Health Savings Account (HSA) lets you reduce your out-of-pocket expenses today by up to 30% or more, while saving tax-free for future healthcare costs at the same time. You get to control how your money is invested and how it's spent — so you can take charge of planning for a healthy tomorrow.

Chase Manhattan Mortgage Corporation Ranked "Strong"

Standard and Poor's recently raised its ranking for Chase Manhattan Mortgage Corp. (Chase), a wholly owned subsidiary of JPMorgan Chase & Co., to strong from above average as a Residential Mortgage Master Servicer.

Chase Payroll Card

The Chase Payroll Card from JPMorgan Electronic Financial Services (EFS) is an account-based, low-cost solution designed specifically for government employees who would like the convenience of direct deposit but do not have a bank account.

Check Cashing

JPMorgan Chase will charge non-account holders who cash your checks a fee. You may make arrangements to cover the fee on behalf of your payee(s). Contact your treasury management officer if you have questions.

Check Clearing Services

Simplify check processing and improve funds availability with our national check clearing solutions customized for the unique needs of corporates and financial institutions.

Check Conversion Solutions

The conversion of consumer checks to ACH transactions is quickly becoming the preferred alternative to traditional paper-based payment processing methods. Today's changing payments environment calls for solutions that help you transition from paper to electronic processing. As the recognized leader in ACH, we deliver end-to-end ACH consumer payment solutions. See how we can help you accelerate funds availability and reduce processing and back-office expenditures.

Check Deposits

Streamline receivables with cash letter options and check return services from the nation's second-largest check processing institution.

Check Disbursement

Our paper check solutions offer a variety of services to improve funds management, information access and control. Streamline reconcilement processes and gain transparency in your transactions.

Check Disbursement Management

Controlled Disbursement gives you early knowledge of disbursement totals allowing you to optimize the use of funds. Innovative reconcilement options can integrate with your internal systems for maximum efficiency, while Positive Pay service aids in the battle against check fraud.

Check Electronification Without Breaking the Bank

The payments world is changing. From determined early adopters come tales of promise, while some are taking more of a wait-and-see approach. While everyone debates image exchange and its benefits, a new world of image-enhanced payments is emerging.

Check Fraud Prevention

Check fraud is one of the greatest challenges facing businesses and financial institutions today. Technology makes it increasingly easy for criminals to create counterfeit checks as well as fictitious identification documents that can be used to commit fraud.

Check Fraud Solutions

Check fraud is one of the greatest challenges facing business and financial institutions today. In fact, nine out of ten organizations that experienced attempted or actual payments fraud in 2008 were victims of check fraud.

As an industry leader in fraud protection, we can help protect your organization from this costly crime with a range of services designed to help guard against check fraud.

Check Imaging Service

Access detailed images of checks to significantly improve your disbursements management process and reduce storage costs. With our Check Image Service, you can easily retrieve, sort and store your check images quickly and conveniently online or from a CD-ROM.

Check Returns

No longer will you have to wait days to see if the checks deposited through your lockbox were paid in "good funds".

Check Return Services

Streamline returned check processing to reduce costs and receive timely, customized reporting to manage cash flow effectively.

Check Services Inquiry Page Updates

This page provides details for clients regarding Input File Formats (Recon Input)enhancements to Payables Web Services (PWS).

Chemicals

The chemicals industry faces heightened challenges with increasing globalization and demands for increased profitability and capital productivity. JPMorgan Chase Treasury Services can help you optimize the supply chain and free up working capital to invest in research and development so you can focus strategically on the use of raw materials, the reuse of recycled materials and the generation and use of energy.

Child Support Services

JPMorgan Electronic Financial Services offers Child Support Payment Programs that replace paper-based check systems with a state-of-the-art electronic system for transferring payments from a non-custodial parent to a custodial parent.

China

With the local incorporation of JPMorgan Chase Bank (China) in Beijing and branches in Shanghai and Tianjin, we continue to build on our rich heritage of 87 years of trusted partnerships with the business community in China.

China: An Evolving Market

Ever since China moved away from a centrally planned, controlled economy and gained entry as a full member of the World Trade Organization (WTO), it has been apparent that the Chinese market offers huge potential.

China's regulations offer first time opportunities

Large amounts of inbound investment, speculative funds and trade surpluses have raised China's foreign-exchange reserves. As a result, China has recently announced rules to make it easier for Chinese companies to invest overseas and expand internationally.

China’s Linktone Selects JPMorgan as the Successor Depositary Bank for its NASDAQ-listed American Depositary Receipt Program

Linktone is a leading provider of wireless interactive entertainment products and services in China. The company provides a diverse portfolio of services to wireless consumers, with a particular focus on media, entertainment and communications.

China Real Estate Information Corporation Selects J.P. Morgan as Depositary Bank

Hong Kong, October 22, 2009 – J.P. Morgan announced today that it has been selected by China Real Estate Information Corporation as depositary bank for its NASDAQ listing.