Cross-Currency Solutions

Global solutions. Local expertise.

 

You want a fast, simple and secure way to send and receive cross-border payments. We can send in 120+ currencies1 and receive in 40+2, across 200+ countries and territories.3

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Cross-Currency Solutions Overview

Learn more about our comprehensive solutions.

Video still for cross-currency solutions.

| 2:26

Cross-Currency Solutions Overview

Learn more about our comprehensive solutions.

(DESCRIPTION)
[00:00:00.00] Three sketches show a man at a desk, a person giving a presentation, and a woman explaining a flow chart.

(SPEECH)
[00:00:05.48] [MUSIC PLAYING]

[00:00:05.76] Whether it's accessing new markets, partnering with new suppliers and vendors, or providing local alternatives to paying and receiving, J.P. Morgan can give you the global access you need.

(DESCRIPTION)
[00:00:17.17] A line of currency icons flies around the globe and over a city. Multiple sketches of people at work and in meetings and presentations pop up.

(SPEECH)
[00:00:24.95] Our Cross-currency Solutions deliver innovative technology that can help increase your operational efficiency, manage cross currency risk, support business growth, and deliver peace of mind. We have what you need to help you succeed.

[00:00:41.24] We are a global leader in digital treasury and payment solutions and have been recognized with multiple number one rankings.

(DESCRIPTION)
[00:00:48.70] A flag flies atop a building. Text, #1 Digital capabilities. #1 Ease of doing business. #1 Quality of advice. #1 Innovation. #1 Cash management. #1 F.X. risk management. Ranked Number 1 Globally: Overall Digital Transformation Benchmarking Assessment, 2022. A set of currency icons spins and becomes a light bulb made out of puzzle pieces.

(SPEECH)
[00:01:13.65] Our full suite of cross-currency solutions complements your comprehensive treasury needs, helping you manage cash with ease and drive efficiencies across payments, receipts, and liquidity. We are continually investing and innovating in market leading technology, coupled with local and regional expertise so you don't have to, making it easier for you and your customers to process payments in over 200 countries and territories, with the ability to pay in over 120 currencies and receive in more than 40, and utilize options to pay immediately and access live currency conversion rates.

(DESCRIPTION)
[00:01:55.32] A smart phone app opens to a Make payment page with fields for the amount and reception currency. It shows the conversion. Cancel and Confirm Payment buttons are at the bottom.

(SPEECH)
[00:02:05.06] Our Cross-Currency Solutions exist in perfect harmony with your broader treasury objective, seamlessly integrating into a singular workflow for your cash and treasury operations teams.

(DESCRIPTION)
[00:02:16.38] A circular chart includes Money transfers, Mobile payments, Fast payment options, Global transactions, Digital payments, Live rate conversion, Wires, and Foreign exchange.

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[00:02:28.37] Spanning account and non-account based solutions, we can provide you the flexibility to manage funds in various currencies directly from one platform and one account.

(DESCRIPTION)
[00:02:39.33] A laptop screen and smart phone display currencies for sending and receiving.

(SPEECH)
[00:02:43.74] Configurable user experiences and APIs allow you to quickly add cross-border payments to your online and mobile apps with access to virtual accounts, traditional physical accounts, and ever evolving cash management tools, you can help your customers get the best experience.

(DESCRIPTION)
[00:03:02.42] Arrows run up to multiple smart phones displaying currency payments.

(SPEECH)
[00:03:05.93] J.P. Morgan's Cross-Currency Solutions help businesses like yours achieve their goals so they can stay ahead of the competition and exceed customers' expectations. Global solutions. Local expertise. Empowering you to thrive.

(DESCRIPTION)
[00:03:23.13] The arrows flow past the smart phones and into sketches of banks. Text, J.P. Morgan Payments. A Q.R. code appears in the upper right. Text, Copyright 2023. J.P. Morgan Chase & Co. Member FDIC. Deposits held in non U.S. branches are not FDIC insured. All rights reserved. The statements herein are confidential and proprietary and not intended to be legally binding. Not all products and services are available in all geographical areas. Visit J.P. Morgan dot com slash disclosures slash payments for further disclosures and disclaimers related to this content. The views and opinions expressed herein are those of the author and do not necessarily reflect the views of J.P. Morgan, its affiliates, or its employees. The information set forth herein has been obtained or derived from sources believed to be reliable. Neither the author nor J.P. Morgan makes any representations or warranties as to the information's accuracy or completeness. The information herein has been provided solely for informational purposes and does not constitute an offer, solicitation, advice or recommendation, to make any investment decisions or purchase any financial instruments, and may not be construed as such. Future capabilities, timelines, and features are subject to change at the Bank's sole discretion. Footnotes, 1. Greenwich Award 2022: 2022 Coalition Greenwich Digital Transformation Benchmarking. 2. Please note that currency footprint may vary by debit account branch location, subject to change. 22 Live F.X. R.T.P. Currencies, 3 Currencies in development for 2023, 9 additional currencies in 2024. 3. J.P. Morgan is a Member of the Board of Director for SWIFT, based on data obtained from SWIFT relating to their beneficiary locations. J.P. Morgan can support all SWIFT countries H.T.T.P.S. colon slash slash W.W.W. dot swift dot com slash, features and timelines are subject to change at J.P. Morgan's sole discretion. 4, Updated April 2023: Global payments guide. H.T.T.P.S. colon slash slash W.W.W. dot J.P. Morgan dot com slash solutions slash treasury hyphen payments slash insights slash global hyphen payments hyphen guide.

 

How our global transfer solutions help

manage cash with ease

Manage cash with ease and drive efficiencies across payments, receipts and liquidity with the following benefits:

Extensive expertise across FX, liquidity and multi-currency pricing—along with availability of FX rates 24/7—means clients only need one banking partner to get the best value and advisory for their needs.

  • Initiate payments with large flows
  • Streamline accounts
  • As the one of the world’s top providers of foreign exchange4, we can leverage global infrastructure and incorporate local best practices to our solutions

Unparalleled global reach with networks serving 200+ countries and territories and 120+ currencies means we can enable you to scale amid a rapidly changing landscape.

  • Reach more countries and territories than most leading fintechs
  • Process nearly $10.4 trillion in payments every day5

Manage FX risk across payments, receivables, liquidity and trade on a single platform.

  • Help protect against terrorism financing, money laundering and tax evasion
  • Visibility for your beneficiaries on when and how they are paid
  • Tools like tokenization that protect you and your customers’ sensitive payment information

#1

World’s Best Bank in global security, resiliency and stability6

200+

Countries and territories3

98%

of our transaction volume processes
in the same day7

Neptune Energy achieves automated in house banking

Neptune Energy achieves automated in-house banking

Our operational efficiency and scale helped Neptune Energy with their need to simplify accounts payable and reduce risks and costs. Specifically, we automated their in-house banking operations, which streamlined their financial processes, reduced transaction fees and freed resources for more strategic functions.

Client stories

Payments

Auto technology leader Garrett Motion frees trapped capital in China with fully-automated treasury overhaul

Oct 31, 2023

Garrett Motion integrated a cross-border payments solution to reduce processing time and mobilize its surplus cash by prioritizing local controls and governance in China.

Read more

Payments

Starbucks Cross-Border Solutions

Sep 28, 2022

Starbucks integrated a cross-border payments solution to reduce processing time while prioritizing local controls and governance in China.

Read more

Get in touch and stay informed

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Related insights

References

1.

Please note that currency footprint may vary by debit account branch location, subject to change.

3.

J.P. Morgan is a Member of the Board of Director for SWIFT, based on data obtained from SWIFT relating to their beneficiary locations. J.P. Morgan can support all SWIFT countries https://www.swift.com/ features an timelines are subject to change at J.P. Morgan's sole discretion.

5.

JPMorgan Chase Investor Day, May 2023. Excludes ~350k active SMB merchant accounts across the franchise.

6.

Global Finance, World’s Best Bank 2021

Not all products and services are available in all geographic areas. Eligibility for particular products and services is subject to final determination by JPMC and or its affiliates. This material does not constitute a commitment by any JPMC entity to extend or arrange credit or to provide any other products or services and JPMC reserves the right to withdraw at any time. All services are subject to applicable laws, regulations, and applicable approvals and notifications.

Notwithstanding anything to the contrary, the statements in this material are proprietary to JPMC and are not intended to be legally binding. Any products, services, terms or other matters described herein are subject to, and superseded by, the terms of separate legally binding documentation and/or are subject to change without notice. J.P. Morgan is the marketing name for J.P. Morgan Payments business of JPMorgan Chase Bank, N.A. and its affiliates worldwide.

JPMorgan Chase Bank, N.A. Member FDIC. Deposits held in non-U.S. branches are not FDIC insured.

JPMorgan Chase Bank, N.A., organized under the laws of U.S.A. with limited liability.